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About Secure Financial Solutions Group, LLC |
David J. Sears educates clients in areas of Retirement
& Estate Planning. Being securities licensed (Series
65),a Certified Legal Document Preparer, and an
Investment Advisor Representative, allows him to speak
effectively on the best approach to protecting one's
retirement income and reducing overall tax liabilites.
He takes a "Holistic" approach to determining the
client's primary needs and concerns and works closely
with them to implement appropriate plans that will
allow them to meet their goals. (AZLDP #81260) |
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General Information |
| Years of Experience in Financial Services: |
15
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| Work Experience: |
Retirement & Estate Planning Specialist
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| States Licensed in: |
AZ, CO, IA
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| Name of Custodial Firm: |
TD Ameritrade
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| Number of Years with Current Firm: |
6
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| Insurance License#: |
AZ 158798
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| Work with the following types of clients: |
Individual Investors
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| States Willing to do Business in: |
ALL U.S.STATES
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Services |
| Investment Types: |
Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments
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| Can meet clients in the following ways: |
Your Office, Email, Phone, Our Office, Your Home
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CLDP - Certified Legal Document Preparer
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| Securities Licenses: |
Series 65
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| Insurance and Annuity Licenses: |
Long Term Care, Life, Health, Annuity, Disability
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| Financial Organization Memberships: |
Financial Planning Association (FPA), Society of Financial Services Professionals
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| Non-Financial Organization Memberships: |
AAIP - Arizona Association of Independent Paralegals
NEA - National Ethics Association
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Firm Information |
| Advisor's Number of Clients: |
250
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| Firm's Number of Clients: |
600
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Investment Advisor Representative: |
Yes
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| Acknowledged fiduciary: |
Yes
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Compensation and Fees |
| Fee % Based on Assets: |
1 - 2 1/2
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| Additional Details on Charges: |
Published fee schedule for Legal Document Preparation.
Email request to: djsears@sfsgroup.net
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| Compensation Methods: |
Based on Assets, Commissions
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| Minimum Portfolio Size for New Managed Accounts: |
$250,000
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Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Yes. For legal document services, no fees are due until all documents are delivered, reviewed and client states that they are exactly as ordered. |
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How are you compensated? How will I pay for your services? |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Primarily.
I have two assistants to complement my practice. |
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How many clients do you currently manage? |
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Commission based for Insurance services.
Fee based for Portfolio management.
Fee schedule for Legal Document Services.
Complete fee disclosure prior to plan implementation. |
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Will you be the only person working with me? |
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Do you offer any guaranteed results? |
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Only on "guaranteed" products. |
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How much risk should I be willing to take? |
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Varies with each client. A risk assessment will be performed with each client. |
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Have you ever been charged with any breaches? |
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Why should I choose you as my financial advisor? |
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Certified by Supreme Court of AZ as a Certified Legal Document Preparer (AZLPD # 80760)
Securities Licensed - Series 65 Investment Advisor Representative.
Insurance Licensed. (AZ, CO, IA)
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| Q. |
How do you charge for your services? |
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Insurance Services - Life, Health, Long Term Care, Annuities, Index Annuities.
Legal Document Preparation - Trusts, Wills, Powers of Attorney, Etc.
Portfolio Management - fee based.
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| Q. |
What are your qualifications? |
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Retirement & Estate planning specialist.
Invesment Advisor Representative. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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Determining the retirement income goals for client and implementing a plan to help them reach those goals. |
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How long does the process of rolling over a 401K plan usually take? |
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How many years of experience do you have? |
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Why should I roll over my 401K plan to your firm? |
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We will assess you retirement goals and implement a plan that will help you to reach them. |
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