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About Buoyant Financial |
Buoyant offers end-to-end, holistic financial management through a process that will grow, change, and flex as you and your financial
situation evolve. We begin by establishing a relationship, sitting down to map out your current financial life as well as your short- and
long-term goals and needs. From there we look forward, building a solid plan to help you achieve a strong financial future.
Our approach is based on the belief that a client's interests should always come first. As a Registered Investment Advisor we have a
fiduciary obligation to place the interests of the client first. But, to us, it's more than an obligation. Putting the client first is why we
were established.
We're not paid commissions, and there are no conflicts of interest within the firm. Some large banks and investment firms function with
"dual hats;" simultaneously working as both investment advisor and broker or insurance salesperson, while claiming potential conflicts
are disclosed. Buoyant Financial purposely steers clear of these murky waters.
Life is all about personal connections. Establishing and enriching connections with our clients as we guard their wealth is what puts a
smile on our face at the end of the day. We engage mindfully with our clients as people, not merely as account numbers. Our job is to
understand our clients, and their hopes, dreams, and fears. With that understanding comes a trusting relationship that is imperative to
formulating a successful financial plan. |
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General Information |
| Years of Experience in Financial Services: |
21
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| States Licensed in: |
NC, TX
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| Name of Custodial Firm: |
Shareholders Service Group
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| Number of Years with Current Firm: |
2
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| Advisory Services Provided: |
Tax Advice and Services, Financial Planning for Individuals, Education Funding and Planning, 401K Rollovers, Retirement Planning, Portfolio Management, Estate Planning & Trusts, Insurance Planning, Annuities
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
MBA
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| Securities Licenses: |
Series 63, Series 65
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| Acknowledged fiduciary: |
Yes
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Compensation and Fees |
| Fee % Based on Assets: |
0.80
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| Compensation Methods: |
Flat Fee
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Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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We take a holistic approach that looks across your entire financial life, and includes looking at things like Social Security, Medicare, and insurance needs. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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How many clients do you currently manage? |
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I charge 0.80% for assets under management, and place clients in low cost ETFs as opposed to the high cost mutual funds many firms use. |
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Will you be the only person working with me? |
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We can take either a discretionary or non-discretionary approach; however, it's worth noting I trade very infrequently by design. |
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Do you offer any guaranteed results? |
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No, and please be wary of any firm that does. |
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How much risk should I be willing to take? |
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This is a discussion that we'll have during planning, and depends on many factors including your comfort level. |
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Have you ever been charged with any breaches? |
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What is your approach to financial planning? |
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Flat fee of 0.80% of assets under management. |
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What services do you offer? |
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I designed the firm because fees in the industry are too high, and many firms are conflicted as well. I offer end to end financial planning and investment management at a rate lower than many firms. Many firms also act as broker and will place clients in high cost mutual funds that can exceed 1% on top of the management fee. I place clients in low cost ETFs, which typically keeps all fees under 1%.
I bring 21 years of executive level experience to the table as well along with a passion to help my clients. Always happy to provide refferals. |
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Why should I choose you as my financial advisor? |
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I have 21 years of experience in the financial services industry having served as Senior Vice President at Bank of America and a Senior Director at Ally Financial. I hold an MBA in finance from Queens University. |
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How do you charge for your services? |
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Financial planning and investment management. |
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What financial institution(s) do you represent? |
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What is your approach to 401 K plan rollovers? |
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I typically roll 401(k) accounts into IRA, consolidating IRAs when possible. |
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How long does the process of rolling over a 401K plan usually take? |
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It can take 2 - 4 weeks depending on the 401(k) provider. |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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0.80% of assets under management. |
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Why should I roll over my 401K plan to your firm? |
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I have 21 years of expereince coupled with some of the lowest fees in this space. |
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