| Advisor Profile |
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| Name: |
Coach Pete D'Arruda |
| Phone Number: |
(919) 657-4201 |
| Website: |
Visit Website
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Disclosure Link:
https://www.capitalfinancialusa.com/home/" target="_blank">WiserAdvisor provides referr...
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| Disclaimer |
| Investment Advisory services offered through
Capital Financial Advisory Group, LLC.
Capital Financial Advisory Group, LLC provides
general information on this website, not
individually targeted personalized advice.
Information and advice provided here is not an
offer to buy or sell securities.
Before commencing an investment program we
recommend you seek independent professional
legal, tax and investment advice as to whether
it is suitable for your particular needs and
circumstances. Failure to seek detailed
professional, personally tailored advice prior
to acting could lead to you acting contrary to
your own best interests and could lead to
losses of capital. Nothing contained herein
should be construed as a warranty of investment
results. All information provided or contained
in this portion of the Web site is the property
of Capital Financial Advisory Group, LLC, and
should not be reproduced, copied,
redistributed, transferred, or sold without the
prior written consent of Capital Financial
Advisory Group, LLC. All rights reserved.
Before deciding on an annuity, you should
consider your income needs, risk tolerance and
investment objectives. Fixed Insurance and
Annuity product guarantees are subject to the
claimspaying ability of the issuing company. |
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About Capital Financial Advisory Group, LLC |
Known as "Coach Pete" to his listeners and clients, Coach Pete and his firm are a committed
group of professional fiduciaries dedicated to providing superior investment advice to their high
networth clients. Coach Pete is also a SMARTVESTOR PRO with Dave Ramsey.
A fiduciary is any person or institution that has the power to act on behalf of another in
situations that require great trust, honesty, and loyalty.
His radio show, "The Financial Safari" first aired in 2005 and can be heard weekly on more than
50 stations nationwide. Other Shows founded and hosted by Coach Pete are AMERICA'S 401K SHOW,
ROCK ON RETIREMENT, and A+ RETIREMENT. All these shows are heard weekly throughout North
Carolina and much of the nation.
Also known as the King of Income Planning, Coach Pete's approach to systematic, lifetime income
planning is followed by many who wish to reduce retirement worries.
The firm provides personalized investment and income strategies as well as tax and estate
evaluation for all sizes of portfolios and estates.
Call today and see if this is the family atmosphere you've always wanted. |
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General Information |
| Years of Experience in Financial Services: |
31
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| Work Experience: |
Income Planning has been at the heart of each plan that Coach Pete and his team have designed over the years. Find out how you can get a reliable, safe, and guaranteed income stream today for you and your family!
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| States Licensed in: |
NCVASC
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| Number of Years with Current Firm: |
31
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| Insurance License#: |
701175
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| States Willing to do Business in: |
Angier,Broadway,Buies Creek,Carrboro,Cary,Chapel Hill,Clayton,Coats,Durham,Fuquay Varina,Garner,Holly Springs,Knightdale,Moncure,Morrisville,New Hill,Pittsboro,Raleigh,Sanford,Wake Forest,Willow Spring
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| Advisory Services Provided: |
Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
RFC®, RICP®, MRFC
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| Securities Licenses: |
Series 65
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| Insurance and Annuity Licenses: |
Long Term Care, Life, Annuity, Disability
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| Financial Organization Memberships: |
Million Dollar Roundtable, National Association of Insurance and Financial Advisors (NAIFA)
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Firm Information |
| Advisor's Number of Clients: |
500+
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| Firm's Number of Clients: |
300
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| Firm's Number of Planning Clients: |
300
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| Firm's Number of Managed Clients: |
150
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Compliance |
| Criminal Disclosures in Last 5 years: |
I have a clean record
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| Acknowledged fiduciary: |
Yes
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Compensation and Fees |
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| Fee % Based on Assets: |
0.07
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| Additional Details on Charges: |
Only charge a planning fee when agreed upon in advance.
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| Compensation Methods: |
Based on Assets, Hourly, Flat Fee, Commissions
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| Minimum Fee Charged for Managed Accounts: |
$100
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| Minimum Fee Charged for Hourly Planning Accounts: |
$250
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Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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100% refund of any planning fees charged if not satisfied. |
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What are your qualifications? What is your education background? |
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We customize each plan to fit with what out clients tell us they want. No cookie-cutter plans here. We take an income planning approach and make sure our clients get as much income possible all the way through retirement. |
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How are you compensated? How will I pay for your services? |
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Fee only, Fee-based and commission based. Commission never comes out of our clients accounts. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We have a team approach to best serve our clients. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Do you offer any guaranteed results? |
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In life, there are no guarantees. Some of our strategies are backed up and insured by insurance companies and the safety and guarantees are based on the reliability of the underlying insurer. |
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How much risk should I be willing to take? |
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Everyone is different. Come in and get a customized anaysis and plan done for you with no obligation. |
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Have you ever been charged with any breaches? |
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NO CLEAN RECORD, A+ BBB Rating. |
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What is your approach to financial planning? |
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We have never had a complaint in over 27 1/2 years. Each plan and client is treated individually and customized. |
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What services do you offer? |
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Financial Planning, Income, and Retirement Planning. Private Wealth Strategies |
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Why should I choose you as my financial advisor? |
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Each Planner on staff is a Fiduciary. 27 1/2 years experience. MRFC (Master Registered Financial Consultant). |
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How do you charge for your services? |
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We offer the choice to our clients. Fee-only, Fee-based, or commission-based, whichever fits best. |
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What services do you provide? What are your specialties? |
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Income and Retirement Planning. Private Wealth Management. Financial Planning. |
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What is your experience? How many clients do you currently manage? |
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I've written seven financial books, I have hosted a national financial radio show, The Financial Safari, for 15 years. I have 27 1/2 years experience in putting together properly structured financial, retirement, and income plans for my clients. |
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What financial institution(s) do you represent? |
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We are totally independent. We have access to most any product or strategy known to the financial planning community. We are not beholden to any one company. |
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What are your qualifications? |
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We are income planning experts. The 401K is a pension plan and should be treated as a true income stream. |
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What is your approach to 401 K plan rollovers? |
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Doing what is best for each person. |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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Why should I roll over my 401K plan to your firm? |
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We will find the best fit for your situation. |
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