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About Frontier Investment Management |
At Frontier, we combine our strict valuation discipline with macro-economic oversight to offer you access to a diverse mix of investments. Our process seeks to exploit market structure changes in search of risk-adjusted returns.
Frontier's asset allocation approach focuses on capital preservation first; and is grounded in our conviction that risk is defined by the price you pay for any asset. |
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General Information |
| Years of Experience in Financial Services: |
20+
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| Work Experience: |
Started my career in 1993 as a broker. Promoted up through Senior Management of a Wall Street firm
Started as an Advisor in 2002.
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| Number of Years with Current Firm: |
3
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| Work with the following types of clients: |
Businesses, Individual Investors, Trusts
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| States Willing to do Business in: |
Cypress,Friendswood,Houston,Humble,Katy,Missouri City,Pearland,Richmond,Spring,Stafford,Sugar Land,Webster,The Woodlands
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Services |
| Investment Types: |
Mutual Funds, Options & Futures, Bonds, Stocks, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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| Can meet clients in the following ways: |
Your Office, Email, Phone, Our Office, Your Home
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Firm Information |
| Assets Managed by Firm: |
$1,200,000,000
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| Firm's Number of Clients: |
850
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Compensation and Fees |
| Minimum Portfolio Size for New Managed Accounts: |
$200,000
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Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Our clients sign an Investment Management Agreement that can be terminated at any time. Any investment management fees that have been charged for the current quarter are then prorated and refunded accordingly. |
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| Q. |
What are your qualifications? What is your education background? |
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To listen to the client first and foremost. I prefer to work backwards from what the clients actually needs versus allocating what they currently have. I use a conservative planning approach. |
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How are you compensated? How will I pay for your services? |
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Less than 100 (as of 2013) |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No. I have an investment team and support staff to handle various services and requests from clients |
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How many clients do you currently manage? |
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Frontier in a fee-only advisor. We are not compensated through commissions or soft dollar arrangements. |
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Will you be the only person working with me? |
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No. We will manage your portfolio to your specific investment policy agreement. Based on the clients custodian, trade activity will be sent electronically via trade confirmation. |
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| Q. |
Do you offer any guaranteed results? |
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SEC rules prohibit the use of guarantees etc. |
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How much risk should I be willing to take? |
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Risk is a subjective measure. With risk comes volatility. Client's risk tolerance is discussed in detail prior to establishing management. |
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Have you ever been charged with any breaches? |
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What is your approach to financial planning? |
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Fees are billed as a percentage of assets under management. Fee are applied quarterly in advance. |
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What services do you offer? |
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I work for my clients. I have no conflicts of interest and manage each portfolio solely for the benefit of the client. |
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Why should I choose you as my financial advisor? |
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I have been in the investment business since 1993. I have a Bachelors in Business Administration. I am currently working to obtain the Certified Financial Planner designation. |
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How do you charge for your services? |
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Investment management in individual equities and bonds. Mutual funds and ETF's where appropriate.
Retirement planning and modeling.
Wealth management solutions for estates and trusts. |
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What services do you provide? What are your specialties? |
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Retirement planning and cash flow projections.
401k review and rollover.
Comprehensive planning is available on request. |
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What is your experience? How many clients do you currently manage? |
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I have been an Advisor since 2002. |
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What financial institution(s) do you represent? |
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I do not represent any firm outside of Frontier. We do not sell any products |
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What are your qualifications? |
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I have been in the investment industry since 1993. I have personally handled dozens of rollovers and I am familiar with the process |
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What is your approach to 401 K plan rollovers? |
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Manage the clients expectations as to the process and communcate each step along the way, start to finish |
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How long does the process of rolling over a 401K plan usually take? |
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Depending on the plan administrator, it can usually be completed in 2-4 weeks. |
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What financial institutions do you represent? |
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None. Frontier is independent. |
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How many years of experience do you have? |
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What are your fees for this service? |
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It is included in the investment management fee |
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How many 401K rollover clients do you currently manage? |
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Less than 100 (as of 2013) |
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