About Financial Synergies Wealth Advisors, Inc.

Financial Synergies is a fee-only Financial Advisor located in Houston, Texas. We provide comprehensive financial planning and investment management services. For more than thirty years we've been serving the financial needs of individuals, families, and businesses from around the world. When we take on new clients they become part of our extended family, and in the past three decades we've developed multi-generational relationships with many of them. We are formally structured as an independent Registered Investment Advisor, and we adhere to the highest fiduciary standard. Our clients' interests are our top priority. We work on a fee-only basis and do not sell commission-based products. This enables us to be objective and free from conflicts of interest when making recommendations to clients. Our Advantage Fee-only: We are paid only by our clients. Most firms in our industry operate on a commission-based or fee-based approach. Commission-based firms get paid on the financial products they sell, and fee-based firms combine commissions and fees. There are huge conflicts of interest when advisors get paid by the product company providers. We simply do not engage in this. Fiduciary: We took a Fiduciary oath to act in the best interests of our clients at all times. Holistic: We look at your whole picture. We don't just manage money. We provide comprehensive financial planning and investment management to create a total wealth management experience for our clients. Boutique: We are a highly specialized financial advisory firm offering customized services, and our clients experience a high-touch relationship.

General Information Years of Experience in Financial Services:    34 Gender:    Male CRD#:    105643 Firm CRD#:    105643 States Licensed in:    TX Name of Custodial Firm:    Charles Schwab / Fidelity Number of Years with Current Firm:    34 Work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations Advisory Services Provided:    Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting

Services Investment Types:    Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI), REITS Can meet clients in the following ways:    Your Office, Email, Phone, Our Office, Your Home, Our Offices, Video Conference

Qualifications & Memberships Certifications, Accreditations & Designations:    CFS, ChFC®, CFP®, MSFS, Chartered Financial Consultant (ChFC®) Securities Licenses:    Series 7, Series 65 Financial Organization Memberships:    Financial Planning Association (FPA)

Firm Information Assets Managed by Firm:    $1,135,000,000 Assets Managed by Advisor:    $1000000000 Firm's Number of Managed Clients:    675

Compliance Criminal Disclosures in Last 5 years:    Have a clean record Compliance Disclosures in Last 5 years:    Have a clean record Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes Acknowledged fiduciary:    Yes

Compensation and Fees Compensation Methods:    Based on Assets Minimum Portfolio Size for New Managed Accounts:    $500,000 Fee Structure:    Fee-Only

Frequently Asked Questions

Q.	What are your qualifications? What is your education background?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How many clients do you currently manage?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Why should I choose you as my financial advisor?

Q.	How do you charge for your services?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What are your qualifications?

Q.	What is your approach to Education Planning?

Q.	How many years of experience do you have?

Q.	What are your fees for this service?

Q.	Why should I work with you on setting up an Education Plan?

Q.	What are your qualifications?

Q.	How long does the process of rolling over a 401K plan usually take?

Q.	How many years of experience do you have?

Q.	Why should I roll over my 401K plan to your firm?

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Q.	What are your qualifications? What is your education background?
We take a holistic approach to planning by incorporating all aspects of your financial life. Well get to know you and what your goals are. Then, together, well create a dynamic financial plan that evolves with your ever-changing life. Well keep you on track every step of the way!

Q.	How are you compensated? How will I pay for your services?
We are Fee-Only. We simply charge a small percentage of the assets that we manage for you. Our fee is deducted from the investment portfolio on a quarterly basis. We do not charge separately for financial plans - this is just included in the overall service offering.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
You will have a primary advisor along with their professional team. Your team will include the primary financial advisor, financial planner, portfolio manager, and client service specialist.

Q.	How many clients do you currently manage?
We currently serve approximately 370 clients.

Q.	How much risk should I be willing to take?
This is completely unique to your situation and can only be determined after weve gotten to know you, and upon completion of some initial financial planning.

Q.	Have you ever been charged with any breaches?
No. We have a clean regulatory record.

Q.	What is your approach to financial planning?
We want to help you simplify your financial life. Youll find that we are very passionate about what we do and confident that we can help you achieve your financial goals. We want you to feel like you are part of our extended family, and well go above and beyond to ensure you have a wonderful client experience.

Q.	What services do you offer?
Financial planning, investment management, wealth management, retirement planning, retirement income distribution.

Q.	Why should I choose you as my financial advisor?
All of our advisors are Certified Financial Planner" professionals. This designation is considered the gold standard in the financial planning industry. We have over 80 years of combined experience in financial planning and investment management.

Q.	How do you charge for your services?
We are Fee-Only. We simply charge a small percentage of the assets that we manage for you. Our fee is deducted from the investment portfolio on a quarterly basis. We do not charge separately for financial plans - this is just included in the overall service offering.

Q.	What services do you provide? What are your specialties?
Financial planning, investment management, wealth management, retirement planning, retirement income distribution.

Q.	What is your experience? How many clients do you currently manage?
All of our advisors are Certified Financial Planner" professionals. We have over 80 years of combined experience in financial planning and investment management. We currently serve approximately 370 clients.

Q.	What are your qualifications?
We have extensive experience in education planning, including the establishment of education savings vehicles, such as 529 college savings plans. All of our advisors are Certified Financial Planner" professionals.

Q.	What is your approach to Education Planning?
We like to incorporate your education planning goals into your comprehensive financial plan, to ensure it aligns with your overall financial game plan.

Q.	How many years of experience do you have?
We have over 80 years of combined experience in financial planning and investment management, including education planning.

Q.	What are your fees for this service?
We do not charge separately for education planning services. It is simply part of the overall service offering.

Q.	Why should I work with you on setting up an Education Plan?
We want to help you simplify your financial life. Youll find that we are very passionate about what we do, and confident that we can help you achieve your financial goals. We want you to feel like you are part of our extended family, and well go above and beyond to ensure you have a wonderful client experience.

Q.	What are your qualifications?
We have extensive experience with 401K Plan Rollovers. We can advise you on the logistics of the rollover, your rollover options, asset allocation, and ongoing management of the new Rollover IRA. All of our advisors are Certified Financial Planner" professionals.

Q.	How long does the process of rolling over a 401K plan usually take?
It can take anywhere from one week to three weeks, depending on the institution that holds the 401K Plan.

Q.	How many years of experience do you have?
We have over 80 years of combined experience with 401K Plan Rollovers.

Q.	Why should I roll over my 401K plan to your firm?
We want to help you simplify your financial life. Youll find that we are very passionate about what we do, and confident that we can help you achieve your financial goals. We want you to feel like you are part of our extended family, and well go above and beyond to ensure you have a wonderful client experience.