About Nelson Wealth Advisors

We are a committed group of professionals dedicated to providing superior investment advice to our corporate and high net worth clients. We average over 30 years of experience in the financial industry. We strive to provide the best, most professional and personalized service possible. We act honestly, with pride and integrity, and always in the best interest of our clients. We earn our clients trust and respect. We believe our knowledge, combined with the exceptional service we provide, ensure our clients are proud to recommend us to their family members, colleagues and friends. Also located at 9121 Anson Way, Suite #204, Raleigh NC, 27615

General Information Years of Experience in Financial Services:    35 Gender:    Male CRD#:    1780923 Work Experience:    In October 1987, the stock market crashed. With equity valuations so low, I decided to leave commercial real estate and enter the brokerage business. By December 1987, I had passed the series 7 exam and was working as a broker in midtown Manhattan. After learning the business in New York City, I decided to move to the Raleigh area where my Uncle was a NC State professor. Starting in the 1960's, my family has migrated from the New York area to North Carolina. I joined Interstate Securities. They later merged with Johnson Lane to become Interstate Johnson Lane (IJL). Later Wachovia Bank acquired IJL, and we became Wachovia Securities. At IJL, I was one of the youngest branch managers in the firm's history (age 26). I stayed with that firm for 13 years. During that time, I provided market commentary on TV (the local NBC TV affiliate), and also on radio (WPTF 680 AM). I've always valued education. When I was 33, I went to Duke University's Fuqua School of Business. I earned an MBA, and finished in the top of the class. At the graduation ceremony, 2 of my professors asked me to come back and guest lecture. I've guest lectured in 5 different MBA classes since graduation. At Duke, I was one of our elected class leaders. I've stayed active since then including a stint as President of Duke's largest alumni association with 17,000 members in my chapter. I've also earned a Chartered Retirement Planning Counselor (CRPC) designation, and a Chartered Retirement Plans Specialist (CRPS) designation from the College for Financial Planning. While attending Duke, I founded Nelson Wealth Advisors. At first our financial planning and investment consulting group was housed at a major brokerage firm. In 2005, we decided to go independent. Independence has given us a great deal of flexibility to structure our practice more cost efficiently, and has expanded the range of investment options we've been able to offer our clients. Firm CRD#:    30613 States Licensed in:    CA, CO, FL, MI, MO, NV, NY, NC, PA, SC, TN, TX, VA, WA Name of Custodial Firm:    Pershing, LLC Number of Years with Current Firm:    15 Insurance License#:    North Carolina #1710875 Work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations Name of Broker/Dealer:    Cetera Advisors LLC States Willing to do Business in:    Any

Education Academic Background   Tufts University - BS Engineering Duke University - MBA

Services Investment Types:    Mutual Funds, Options & Futures, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) Can meet clients in the following ways:    Your Office, Email, Phone, Our Office, Your Home, Video Conference

Qualifications & Memberships Certifications, Accreditations & Designations:    AIF®, CRPS®, CRPC®, AIFA® Securities Licenses:    Series 7, Series 9, Series 10, Series 24, Series 63, Series 65 Insurance and Annuity Licenses:    Variable Life, Long Term Care, Variable Annuity, Life, Annuity Non-Financial Organization Memberships:    Capital Area Soccer League. I've coached Classic, Challenge, and Rec soccer. I've taken teams to tournaments throughout the US and Europe. Duke Alumni Association - Past President Triangle Chapter Chapel Hill Chamber of Commerce - Past President of the Welcoming Committee Wood Valley Home Owners Association - Past Vice President

Compliance Criminal Disclosures in Last 5 years:    I have a clean record Compliance Disclosures in Last 5 years:    I have a clean record Registered Representative:    Yes Investment Advisor Representative:    Yes Acknowledged fiduciary:    Yes

Compensation and Fees Fee % Based on Assets:    varies Additional Details on Charges:    We have complete flexibility in our billing. If a client prefers, we can bill on a fee only basis. However, some investments pay brokers of record a fee to be listed as broker of record. We can use these fees to offset charges if the client prefers. We can work, fee based, commission based, or some combination of the two. The client can choose what is best for them. Compensation Methods:    Based on Assets, Hourly, Flat Fee, Commissions Minimum Portfolio Size for New Managed Accounts:    $1M and up Fee Structure:    Fee-Based Flat Fee Rate:    varies

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Why should I choose you as my financial advisor?

Q.	How do you charge for your services?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

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Q.	Do you have a customer satisfaction or refund policy?
Yes. Our initial consultation is free. If clients are not satisfied with the quality of our financial planning services, the financial plan is free.

Q.	What are your qualifications? What is your education background?
Financial planning is a science not an art. We calculate the required savings levels given a clients risk tolerance. We utilize the most recent academic work regarding modern portfolio to determine the optimal allocation. That tells us the optimal blend for the clients risk tolerance. We search for the best investments using search criteria custom created with the client.

Q.	How are you compensated? How will I pay for your services?
We are flexible in designing a compensation structure. We can work fee only, commission only, or fee and commission. It's up to the client to choose what is best for them. With corporate retirement plans, we often work for just the 12b1 fees of the mutual funds currently offered by the plan. No additional compensation is paid.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes. I'll be the lead contact on the account. Other individuals in our company will help with administrative issues.

Q.	How many clients do you currently manage?
150+

Q.	Will you be the only person working with me?
Yes. We prefer to manage accounts on a non discretionary basis.

Q.	Do you offer any guaranteed results?
No. If anyone offers you guaranteed investment results, be extremely skeptical. Even investment grade bonds and CD's have default risk. A guarantee is only as good as the organization standing behind it. With the recent failure of many large corporations, one needs to closely examine any guarantees.

Q.	How much risk should I be willing to take?
You should take the level of risk that you are comfortable with. Under modern portfolio theory, one should earn a higher expected return for higher levels of risk (as measured by standard deviation). Often we've found portfolios that are inefficiently allocated. Those portfolios are taking additional risk without achieving additional expected return. This is easy to diagnose and correct.

Q.	Have you ever been charged with any breaches?
No.

Q.	What is your approach to financial planning?
As an independent practice, we have a great deal of flexibility in how we can charge for our services. We offer fee only billing, fee and commission billing, or commission only billing. In some cases, we only receive the 12b1 fees already existing in a company's retirement plan. Each case is unique. The client chooses the compensation method that best meets their needs

Q.	What services do you offer?
Our experience is unique in the region. I learned the business in Manhattan, provided commentary on TV and radio. I have an MBA from Duke (3.9 GPA) and guest lectured there. We know that valuation matters. We've helped clients make wise decisions often overcoming their emotions. We have a unique blend of practical and academic experience. My partner Lisa Smith provides exceptional client service.

Q.	Why should I choose you as my financial advisor?
I've earned an MBA from Duke University's Fuqua School of Business, and have guest lectured in their MBA program. I've also earned a Chartered Retirement Plan Specialist (CRPS) designation and Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning.

Q.	How do you charge for your services?
Retirement Planning, Investment Consulting, Investment Management, Corporate Retirement Plan Consulting, CD's, Stocks, Bonds, Mutual Funds, ETF's, Money Managers, Annuities, Money Markets, 403B consulting, 529 consulting

Q.	What services do you provide? What are your specialties?
We start with a comprehensive financial plan. Our specialty is retirement planning. We focus on high net worth individuals and corporations. We offer investment consulting, asset management, retirement planning, college planning, and estate planning. We offer: mutual funds, money managers, CD's, stocks, bonds, ETF's, and annuities.

Q.	What is your experience? How many clients do you currently manage?
I started in Manhattan after the crash of 1987. At 26, I became one of the youngest branch managers in my firm's history. I provided market commentary on TV and radio. I went to Duke, earned an MBA and guest lectured at Duke. I've earned a CRPC and CRPS from the College for Financial Planning. We manage a mix of 150+ corporate and high net worth clients.

Q.

What financial institution(s) do you represent?

Nelson Wealth Advisors is an independent consulting practice in Raleigh NC. We utilize Cetera Advisors LLC (www.ceteraadvisors.com) as our broker dealer. We utilize the largest clearing firm in the industry, Pershing LLC a unit of Bank of NY/Mellon, (www.pershing.com) as our clearing firm to custody and administer assets. They currently have over 22.3 trillion in assets under custody and administration.