About Wealth and Business Planning Group, LLC

Richard E. Reyes, CFP, The Financial Quarterback(TM) provides sleep well at night solutions for retired and near-retired individuals through comprehensive retirement plans customized to each client's needs. It's not only about retiring, but more importantly about formulating a plan to stay retired.

General Information Years of Experience in Financial Services:    21 Gender:    Male Foreign Languages Serviced:    English and Spanish CRD#:    3084281 Firm CRD#:    146151 States Licensed in:    FL Number of Years with Current Firm:    21 Insurance License#:    A304221 Work with the following types of clients:    Businesses, Individual Investors States Willing to do Business in:    Altamonte Springs,Apopka,Astatula,Cassadaga,Casselberry,Christmas,Clermont,Debary,Deland,Deltona,Eustis,Geneva,Gotha,Kissimmee,Lake Mary,Longwood,Montverde,Mount Dora,Oakland,Ocoee,Orange City,Orlando,Osteen,Oviedo,Sanford,Sorrento,Tavares,Windermere,Winter Garden,Winter Park,Winter Springs,Zellwood Advisory Services Provided:    Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting

Education Academic Background   Richard received his formal education at the University of Florida and completed the Certified Financial Planner Professional Education Program at the University of Central Florida.

Services Investment Types:    Mutual Funds, Bonds, Stocks, Annuities, Insurance, Commodities, Exchange Traded Funds (ETFs), Alternative Investments, Real Estate Can meet clients in the following ways:    Email, Phone, Our Office

Qualifications & Memberships Certifications, Accreditations & Designations:    CFP® Securities Licenses:    Series 6, Series 63, Series 65 Insurance and Annuity Licenses:    Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Disability Financial Organization Memberships:    Financial Planning Association (FPA)

Compliance Criminal Disclosures in Last 5 years:    Have a clean record Compliance Disclosures in Last 5 years:    Have a clean record Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes Acknowledged fiduciary:    Yes

Compensation and Fees Additional Details on Charges:    We are paid only for as long as you wish to retain our services, so we strive to demonstrate our value each and every day. We bring the best possible solution for the client. We are not transaction-oriented, commission-driven or tied to any one product or company. Compensation Methods:    Based on Assets, Hourly, Flat Fee Minimum Portfolio Size for New Managed Accounts:    100000 Fee Structure:    Fee-Based

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	Do you offer any guaranteed results?

Q.	Have you ever been charged with any breaches?

Q.	What services do you offer?

Q.	Why should I choose you as my financial advisor?

Q.	How do you charge for your services?

Q.	What services do you provide? What are your specialties?

Q.	What financial institution(s) do you represent?

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Q.	Do you have a customer satisfaction or refund policy?
Yes we do. If a client hires us to provide them with a financial road map, second opinion advice, or any other service and they are not 100% satisfied we will refund 100% of their initial engagement fee.

Q.	What are your qualifications? What is your education background?
Investment success is not at all about skill - it is about having a process, a plan, and good behavior. Financial planning does not end nor begin with the words, "Buy, Sell or Hold."

Q.	How are you compensated? How will I pay for your services?
We are a Registered Investment Advisor which offers Fee Planning and Asset Management. Our fee structure is completely transparent and easily understood by our clients. Our fees are not only competitive; they're a great value for the service provided and value added to your financial and investment planning!

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
We do not do ANY MARKET TIMING, GAMBLING, OR SPECULATING so there is absolutely no need to communicate with you for purposes of buying and selling. Buying and selling is done only for purposes of rebalancing your portfolio and is done automatically and approved by you at engagement.

Q.	How many clients do you currently manage?
References are provided at initial consultation.

Q.	Will you be the only person working with me?
We encompass a team approach depending on your needs and objectives.

Q.	Do you offer any guaranteed results?
Absolutely Not!

Q.	Have you ever been charged with any breaches?
Absolutely Not!

Q.	What services do you offer?
Sleep well at night solutions for retired and near-retired individuals.

Q.	Why should I choose you as my financial advisor?
I graduated from the University of Florida and completed the Certified Financial Planner Program at the University of Central Florida. I am contributing author to the book titled "The Dirty, Filthy Lies My Broker Taught Me and 101 Truths about Money and Investing", and have been published & featured in various magazines, newspapers, & local television.

Q.	How do you charge for your services?
Wealth and Business Planning Group,LLC is a Registered Investment Advisor which offers Fee Planning and Asset Management. Our fee structure is completely transparent and easily understood by our clients. Our fees are not only competitive; they're a great value for the service provided and value added to your financial and investment planning!

Q.	What services do you provide? What are your specialties?
Sleep well at night solutions for retired and near-retired individuals.

Q.	What financial institution(s) do you represent?
We are an independent Registered Investment Advisor firm. As such we put in writing that we honor our fiduciary obligations to you as our client first and foremost. This means we have to put your interests first, not theirs. (Hey, isn't that the way it should be?) You'll be shocked at how many companies will not allow their advisors to act as your Fiduciary.