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About My Portfolio Guide |
Every financial advisor should differentiate itself from the competition but how many truly
do?
As mentioned on our Welcome page, My Portfolio Guide promises to improve your current portfolio
and how it's being managed.
Any prudent consumer should shop around and we actually encourage you to do so.
What you'll find is that no other financial services firm can beat the combination of our
ethics, portfolio discipline, and fee structure. If you find one, tell us!
Along with this promise to you, here is what sets us apart:
NO HIDDEN COMMISSIONS OR FEES (FEE-ONLY COMPENSATION)
A FIDUCIARY OBLIGATION PUTTING THE CLIENTS INTERESTS FIRST (ask your current advisor to provide
this in writing... we will!)
INDEPENDENCE FROM ANY WALL STREET FIRM, INSURANCE, OR INVESTMENT COMPANY
FULL DISCLOSURE ENSURING ZERO CONFLICT OF INTEREST
LOWEST FEE SCHEDULE FOR CUSTOMIZED INVESTMENT GUIDANCE
ONE POINT OF CONTACT YET SUPPORTED BY A WORLD CLASS INSTITUTIONAL SERVICE TEAM
ACCESS AND DELIVERY OF UNBIASED RESEARCH COUPLED WITH A CUTTING EDGE TECHNOLOGY PLATFORM
A WRITTEN AND PERSONALIZED INVESTMENT POLICY STATEMENT FOR EACH CLIENT
PERSONALIZED PORTFOLIO MODELS ENGINEERED AROUND YOUR RISK TOLERANCE AND GOALS
INVESTMENT AND RISK MANAGEMENT DECISIONS DRIVEN BY STRATEGIC AND TACTICAL ASSET ALLOCATION
CUSTOMIZED INVESTMENT GUIDANCE; NO PASSIVE? BUY AND FORGET? OR BOILERPLATE SOLUTIONS
PERIODIC INVESTOR EDUCATION SERIES FOR EXTENDED FAMILY, FRIENDS, AND COLLEAGUES
ULTRA RESPONSIVE, SEAMLESS, ONE-STOP WORLD CLASS SERVICE
So... Why My Portfolio Guide? Ask yourself if your current advisor addresses and meets ALL of the above
criteria? |
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General Information |
| Years of Experience in Financial Services: |
22
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| Foreign Languages Serviced: |
French, Spanish
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| Name of Custodial Firm: |
TD Ameritrade Institutional
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| Number of Years with Current Firm: |
10
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| Work with the following types of clients: |
Investment Clubs, Businesses, Individual Investors, Non-Profit Organizations
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| States Willing to do Business in: |
Alhambra,Aliso Viejo,Anaheim,Brea,Buena Park,Cerritos,Corona Del Mar,Costa Mesa,Culver City,Cypress,El Segundo,Foothill Ranch,Fountain Valley,Fullerton,Garden Grove,Huntington Beach,Irvine,La Palma,Laguna Beach,Laguna Hills,Lake Forest,Lakewood,Long Beach,Los Angeles,Manhattan Beach,Mission Viejo,Newport Beach,Newport Coast,Orange,Palos Verdes Peninsula,Placentia,Playa Del Rey,Rancho Palos Verdes,Redondo Beach,Torrance,Walnut,Westminster,Whittier,Yorba Linda,Seal Beach / Los Alamitos
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Education |
| Academic Background |
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Master of Business Administration (MBA) , Arizona State
University - W.P. Carey School of Business
Bachelor of Arts, (BA) Economics
California State University, Long Beach
Certified Financial Planning curriculum (CFP)
New York University |
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Services |
| Investment Types: |
Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs), Alternative Investments
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| Can meet clients in the following ways: |
Your Office, Email, Phone, Our Office, Your Home
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Qualifications & Memberships |
| Securities Licenses: |
Series 65
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Firm Information |
| Assets Managed by Firm: |
$100,000,000
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| Assets Managed by Advisor: |
$100,000,000
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| Advisor's Number of Clients: |
200
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| Firm's Number of Clients: |
200
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| Firm's Number of Managed Clients: |
80
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| Acknowledged fiduciary: |
Yes
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Compensation and Fees |
| Fee % Based on Assets: |
0.90%
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| Minimum Portfolio Size for New Managed Accounts: |
$500,000
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| Minimum Fee Charged for Managed Accounts: |
$0
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Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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We guarantee to match or beat your current advisor's fees by 25% or more! |
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| Q. |
What are your qualifications? What is your education background? |
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First and foremost I truly use my ears before I use my mouth. The most important factor in quality financial planning is to fully understand the goals of the client. For more details on our process, please visit our website at www.myportfolioguide.com |
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How are you compensated? How will I pay for your services? |
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I am solely compensated on a fee basis. All fees are charged in arrears on a quarterly basis and are a percentage of the assets under management. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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I have a team that supports me but I am proud to be the main point person and central to the overall relationship. We also have a Pacific Northwest Division which is led and supported by Matt Barton who is based in Portland. We serve clients nationwide but offer a single point of contact so that you are not treated like a number! |
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| Q. |
How many clients do you currently manage? |
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Will you be the only person working with me? |
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We offer both discretionary and non-discretionary management. Most of our clients are under discretionary management such that we monitor and manage the account on their behalf. We do offer non-discretionary management for those clients who wish to have approval on every portfolio move. |
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Do you offer any guaranteed results? |
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By law nobody in the financial services industry is allowed to "guarantee results" but what I can fully assure you is that "apples to apples" you will not find a single advisor that has a better combination of ethics, portfolio management & expertise, and all at the lowest cost in the business. Period. |
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How much risk should I be willing to take? |
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Each person and investor is of course different. One of the first and most critical things we will ascertain is exactly how much risk you should take. In general, it's our finding that most people are far more aggressive than they need to be and we truly figure out how your portfolio should be lined up to meet your goals. |
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Have you ever been charged with any breaches? |
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| Q. |
What is your approach to financial planning? |
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Investors will not find a better firm that offers the investment choices, level of expertise, ethical platform, no conflict-of-interest advice, top-shelf customized service, all at the lowest fee structure in the entire industry ...as they will at My Portfolio Guide. |
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| Q. |
What services do you offer? |
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Investment Management, Retirement Planning, Comprehensive Financial Planning, and Investor Education |
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| Q. |
Why should I choose you as my financial advisor? |
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I have 24 years of professional experience and have worked at several of the top firms on Wall Street. I earned a Bachelor in Economics at Cal State University, Long Beach.
I earned a Master of Business Administration (MBA) at Arizona State University. Lastly, I am continually advancing my skills with coursework such as the Certified Financial Planner (CFP) curriculum via New York University. |
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What services do you provide? What are your specialties? |
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My Portfolio Guide provides a number of services but our key expertise is in Portfolio/Investment Management. We also offer comprehensive financial planning for all clients who need it as part of our service. We also address and offer retirement planning and college planning. |
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| Q. |
What is your experience? How many clients do you currently manage? |
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I have 24 years of professional experience and have worked at several of the top firms on Wall Street. I earned a Bachelor in Economics at Cal State University, Long Beach.
I earned a Master of Business Administration (MBA) at Arizona State University. Lastly, I am continually advancing my skills with coursework such as the Certified Financial Planner (CFP) curriculum through UCLA's Personal Financial Planning program. |
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What financial institution(s) do you represent? |
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Im proud to be completely independent from any financial institution. Unlike most advisors I dont use any investments that pay me a commission. I also purposely do not sell insurance as I believe it can create a conflict of interest. I am Registered Investment Advisor and therefore have a fiduciary duty to do what's right and only in the best interest of my client. |
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What are your qualifications? |
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I have 24 years of professional experience and have worked at several of the top firms on Wall Street. I earned a Bachelor in Economics at Cal State University, Long Beach.
I earned a Master of Business Administration (MBA) at Arizona State University. Lastly, I am continually advancing my skills with coursework such as the Certified Financial Planner (CFP) curriculum through UCLA's Personal Financial Planning program. |
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What is your approach to 401 K plan rollovers? |
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My main approach is to make the entire process as seamless and pain free for the client as possible. I want them to worry about other things than what we are experts in. "Let the barber cut the hair" |
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How long does the process of rolling over a 401K plan usually take? |
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It depends on the company we are dealing with. Rollovers can literally be completed in as little as 3-5 days or in some cases it can take a few weeks. Either way...the most critical thing I help with is making it seamless for the client. |
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What financial institutions do you represent? |
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I can work with anyone but Im proud to be completely independent from any financial institution. Unlike most advisors I dont use any investments that pay me a commission. I also purposely do not sell insurance as I believe it can create a conflict of interest. I am Registered Investment Advisor and therefore have a fiduciary duty to do what's right and only in the best interest of my client. |
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| Q. |
How many years of experience do you have? |
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I have 24 years of experience. |
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| Q. |
What are your fees for this service? |
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The fees we charge are based on the assets we professionally manage for the client. Fees are as follows:
$0 - $1,000,000 0.90%
$1,000,000 - $2,000,000 0.80%
$2,000,000 - $3,000,000 0.70%
$3,000,000 - $5,000,000 0.50%
Above $5,000,000 0.40% |
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How many 401K rollover clients do you currently manage? |
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Throughout my career I have literally rolled over thousands of 401ks. Under my current platform I actively manage about 45 customized IRA rollovers. |
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Why should I roll over my 401K plan to your firm? |
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Investors will not find a better firm that offers the investment choices, level of expertise, ethical platform, no conflict of interest advice, top shelf customized service, all at the very best fee structure in the entire industry ...as they will at My Portfolio Guide. |
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