| Advisor Profile |
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| Name: |
Michael Balakirsky MBA |
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| Disclaimer |
| Asset Management and Financial Planning Provided
Through LPL Financial,
A Registered Investment Advisor(Member FINRA/SIPC) |
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About LPL Financial |
Michael Balakirsky MBA is the LPL Branch manager, independent Wealth Manager and financial Planner in Columbia, Maryland . Our job is to take anxiety out of your life thru holistic financial planning , wealth management, independent financial advice. Michael Balakirsky's extensive experience in the US financial industry, as well as major emerging markets is vital to uncover opportunities in the increasingly global economy. We will give you the world of strategies and help you achieve your dreams.
We will help with retirement planning, fee based asset management through LPL Financial, investment planning, holistic financial planning, estate planning, wealth management , wealth protection, retirement planning.
You worked very hard. It?s finally time to stop worrying and find a clear path towards your financial independence and stability.
Contact our Columbia, Maryland office for NO-OBLIGATION FREE Consultation. You can Do IT and we can Help.
Securities and financial Planning offered through LPL Financial, A Registered Investment Advisor,Member FINRA/SIPC |
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General Information |
| Years of Experience in Financial Services: |
12
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| Foreign Languages Serviced: |
russian, ukrainian
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| States Licensed in: |
MD, DC, FL, VA
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| Number of Years with Current Firm: |
7
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| Work with the following types of clients: |
Investment Clubs, Businesses, Individual Investors, Non-Profit Organizations
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| Name of Broker/Dealer: |
LPL Financial
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| States Willing to do Business in: |
ALL
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Education |
| Academic Background |
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| Michael Balakirsky holds 2 MBAs- finance and management from leading European and US business schools. |
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Services |
| Investment Types: |
Mutual Funds, Annuities, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
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| Can meet clients in the following ways: |
Your Office, Our Office, Your Home
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Qualifications & Memberships |
| Securities Licenses: |
Series 7, Series 24, Series 66
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| Insurance and Annuity Licenses: |
Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Disability
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| Financial Organization Memberships: |
Million Dollar Roundtable
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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Compensation and Fees |
| Compensation Methods: |
Based on Assets, Hourly, Flat Fee
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| Minimum Portfolio Size for New Managed Accounts: |
$40k
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Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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We do provide refund policy on financial planning |
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What are your qualifications? What is your education background? |
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I strongly believe that money is not a goal but a tool to help achieve happiness and satisfaction in life. Our comprehensive financial planning is focused on helping you to uncover what is important for you. Our planning and solutions should help you achieve your goals and satisfaction from your resources with less anxiety and more life satisfaction. You can do it, and we can help. |
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How are you compensated? How will I pay for your services? |
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We accept limited number of clients every year. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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How many clients do you currently manage? |
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based on service. Fee based, flat fee. |
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Will you be the only person working with me? |
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We can manage your money only with your permission. |
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Do you offer any guaranteed results? |
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No gauranteed results possible with asset management, but there are solutions, when results are guaranted by an insurance providor. |
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How much risk should I be willing to take? |
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We strongly recommend to perform risk assessment during our initial consultation to find out what is the most suitable risk in your situation. Every person is different and there is no one approach which works for everybody. |
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What carrier(s) do you represent? |
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We are independent advsiors and represent great number of highly rate companies. Metlife, Prudential, ING, Genworth, John Hancock and many more.. |
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Are there any pre-existing conditions that you can not cover? |
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Every cas eis different and we have great resources to help you with your unique situation. |
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How long does it take to complete the application and approval process? |
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Application can be completed as fast as 5 minutes. Approval will depand on your case. |
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Is there a maximum age that you can insure? |
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Why should I choose you as my financial advisor? |
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Michael Balakirsky is investor and business owner with an extensive experience in the US as well in Emerging markets, including BRIC counties. Michael Balakirsky is uniquely positioned to help clients benefit from increasing globalization, world economic changes and opportunities with his experience , combined with 2 MBAs in finance and economics/management. |
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How do you charge for your services? |
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Financial Planning, asset management, family and business protection, estate planning, fee based wealth management. |
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What services do you provide? What are your specialties? |
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Holistic Financial Planning. Planning for Individuals, Small Business Owners and Real Estate Investors. |
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