| Advisor Profile |
|
 |
| Research This Advisor |
|
|
| Request More Information |
|
|
|
|
|
|
Business Description |
| Let Peiffer Financial Services maximize your income and minimize your risk. Our goal is to be the most comprehensive financial planning and money management firm, based on talent, professional judgment and skills. Since 1997, I have been providing our clients with unbiased and independent investment, tax, estate, and retirement planning advice. We are not tied into any particular investment product, but are free to select any investment. Therefore, our interests are the same as our clients. Our goals are to: 1. Provide you with superior financial planning and customer service 2. Conduct business with integrity, diligence, full candor and imagination 3. Educate you on the most current financial products and opportunities Our services include preparing and implementing comprehensive personal financial plans, managing investment portfolios, tax planning and preparation, and stock options planning. Please feel free to look around our site, to learn more about Financial Planning, Annuities, Long Term Care, and your other insurance and financial needs. |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
| |
| Prepared By: |
Chip Peiffer |
Frequently Asked Questions |
|
| Q. |
What are your qualifications? What is your education background? |
| |
I have a BS in accounting from Penn State University. I am a licensed representative with the SEC as well as licensed Investment Adviser Representative. |
|
| Q. |
What is your approach to financial planning? |
| |
This varies depending on my clients goals and needs. I sit with my clients and find out what they are looking for and then put together some options that fit their needs. |
|
| Q. |
What services do you offer? |
| |
I offer investments, as well as life insurance, disability insurance, health insurance (Individual, group, and medicare). |
|
| Q. |
How many clients do you currently manage? |
| |
I currently have over 250 clients |
|
| Q. |
Will you be the only person working with me? |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
I am compensated by the companies I represent. |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
Yes I don't not make any changes without your approval. |
|
| Q. |
Do you offer any guaranteed results? |
| |
No I am not permitted to offer guaranteed results on investments. |
|
| Q. |
How much risk should I be willing to take? |
|
| Q. |
Have you ever been charged with any breaches? |
|
| Q. |
What carrier(s) do you represent? |
| |
I represent over 200 different Life companies and over 20 annuity companies. |
|
| Q. |
Are there any pre-existing conditions that you can not cover? |
| |
No, depending on the conditions you might have to look at a guaranteed issued product, which can be expensive. |
|
| Q. |
How long does it take to complete the application and approval process? |
| |
That depends on how fast the paramed is scheduled and how fast the doctors respond to the request for medical records. Sometime you might have to call the doctor to get them to process the request. I always call first and if I don't get anywhere, I might ask you to call. |
|
| Q. |
Is there a maximum age that you can insure? |
|
| Q. |
What services do you provide? What are your specialties? |
| |
I provide pre and post retirement planning, college funding planning, estate planning. Most of my clients are either retired or planning on retiring in 5-10 years. |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
I have been a licensed representative for over 10 years and currently manage over 250 clients. |
|
| Q. |
What financial institution(s) do you represent? |
| |
My broker dealer is Woodbury Financial Services which is an independent broker dealer. |
|
| Q. |
How do you charge for your services? |
| |
I am compensated by the companies that I represent. |
|
| Q. |
Do you provide a free initial consultation? |
| |
Yes with no obligation to do business with me. |
|
| Q. |
Why should I choose you as my financial advisor? |
| |
I will work for you and not any company. I will find the best products that fit you needs. |
|
| Q. |
What are your management fees? |
| |
This depends on the size of the 401K and the number of members. |
|
| Q. |
What kind of plans do you specialize in? |
|
| Q. |
Do you have a minimum requirement for number of employees or total investment value? |
| |
Usually the minimum is 5 participants. |
|
| Q. |
What type of plans do you offer? |
|
| Q. |
Do you offer any additional services? |
|
| Q. |
What are your qualifications? |
| |
I have been helping people for over 10 years rolling over their retirement assets. |
|
| Q. |
What is your approach to 401 K plan rollovers? |
| |
Find out what the client is looking for and then find the right products. |
|
| Q. |
How long does the process of rolling over a 401K plan usually take? |
| |
Usually it takes around 1 month. |
|
| Q. |
What financial institutions do you represent? |
| |
Over 20 annuity companies, and most of the mutual fund companies. |
|
| Q. |
How many years of experience do you have? |
|
| Q. |
What are your fees for this service? |
| |
No fees from you, compensated from the companies. |
|
| Q. |
How many 401K rollover clients do you currently manage? |
|
| Q. |
Why should I roll over my 401K plan to your firm? |
| |
I will give you outstanding service and find the best option based on your needs. |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
