| Advisor Profile |
 |
| Name: |
Joe Maas, CFA, CFP®, CLU, ChFC, MSFS, CCIM, CWPP |
| Phone Number: |
(206) 212-1117 |
| Website: |
Visit Website
|
|
|
 |
| Research This Advisor |
|
|
| Request More Information |
|
|
|
|
|
|
Business Description |
| Synergy Financial Management, LLC (SFM) is a financial planning and Registered Investment Advisory firm headquartered in Seattle, WA. The firm specializes in providing fee-based comprehensive financial planning services and investment advice to individuals and businesses. Since Synergy Financial Management, LLC is a fee-based advisor; potential conflicts of interest regarding compensation are removed. |
|
| |
|
|
General Information |
|
|
|
|
|
|
|
|
| Name of Custodial Firm: |
Charles Schwab, TIAA-CREF, Accessor, TD Ameritrade
|
|
| States Licensed in: |
All states
|
|
| Years of Experience in Financial Services: |
21
|
|
| Number of Years with Current Firm: |
12
|
|
| I work with the following types of clients: |
Businesses, Individual Investors, Non-Profit Organizations
|
|
| Foreign Languages Serviced: |
Spanish (some)
|
|
| |
|
Education |
| Academic Background |
| |
BA, Finance - Seattle Pacific University (1990)
Studied finance abroad in Japan, Hong Kong, China, and Thailand. |
|
| |
|
Services |
| Investment Types: |
Real Estate, Mutual Funds, Options & Futures, Alternative Investments, Insurance, Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Socially Responsible Investments (SRI)
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Analyst (CFA), Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), CWPP, Masters in Financial Services (MSFS)
|
|
| Securities Licenses: |
Series 65, Series 24, Series 7
|
|
| Insurance and Annuity Licenses: |
Long Term Care, Disability, Annuity, Health, Life, HMO
|
|
| Financial Organization Memberships: |
CCIM Association, Society of Financial Services Professionals, Financial Planning Association (FPA), Paladin Registry
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| I work with clients as part of a team: |
Yes
|
|
| Firm's Number of Clients: |
150
|
|
| Firm's Number of Planning Clients: |
100
|
|
| Firm's Number of Managed Clients: |
150
|
|
| Assets Managed by Firm: |
$75,000,000
|
|
| Advisor's Number of Clients: |
150
|
|
| Advisor's Number of Managed Clients: |
150
|
|
| Advisor's Number of Planning Clients: |
100
|
|
| Assets Managed by Advisor: |
$75,000,000
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| I am an acknowledged fiduciary: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| Fee Structure: |
I am a fee-only financial professional
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$200,000
|
|
| Compensation Methods: |
Flat Fee, Hourly, Based on Assets
|
|
| Fee % Based on Assets: |
.5 to 1.0%
|
|
| Additional Details on Charges: |
Our fees are on a scale, based upon the size of the account.
|
|
| |
|
| |
| |
| Prepared By: |
Joe Maas, CFA, CFP®, CLU, ChFC, MSFS, CCIM, CWPP |
Frequently Asked Questions |
|
| Q. |
What are your qualifications? What is your education background? |
| |
CFP®, CLU, ChFC, MSFS, CCIM, CWPP |
|
| Q. |
What is your approach to financial planning? |
| |
Holistic Wealth Management |
|
| Q. |
How many clients do you currently manage? |
|
| Q. |
Will you be the only person working with me? |
| |
No, we work with each client as a team. |
|
| Q. |
How are you compensated? How will I pay for your services? |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
No, we create an IPS (Investment Policy Statement), and manage your assets as per this plan. |
|
| Q. |
How much risk should I be willing to take? |
| |
We will work with each client to help them determine their individual level of risk. We look for a client's willingness and ability to take risk. |
|
| Q. |
Have you ever been charged with any breaches? |
|
|
|
