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Lending Articles

Education is key when considering home ownership

Buying a home is one of the biggest decisions and commitments one will ever make, yet many people are not nearly as familiar with the ins and outs of the mortgage process as they are with their favorite TV show or sports team. Taking time to educate yourself will go a long way in easing the stress of buying a home and preparing you for the responsibilities of home ownership. More...


Small businesses get credit boost from new fund

Despite signs of economic recovery, many small business owners continue to struggle to borrow money to sustain or grow their companies. This can have a big impact on local communities, which rely on small businesses to create much-needed jobs and provide critical services. More...


Spring cleaning for your credit

While there is no quick fix for bad credit scores, there are straightforward steps we can all take to help clean up and improve our financial well-being. More...


The 'keys' to homeownership

Buying your first home can be scary, but as with anything else in life, the right preparation should bring you good results - a home you want and one you can afford. More...


The costs of walking away from an upside-down mortgage

Owing more on your mortgage than your house is worth may seem like a bad investment. But the alternative - choosing to default on your mortgage even if you can afford the monthly payments - will take a significant toll on your credit rating. More...


To pursue plans and dreams, new grads need financial tools

Recent graduates should be proud of their accomplishment, but there is still a lot to learn - like how to get the most from their money, how to establish credit and how to ensure convenient, safe access to their savings and checking accounts. More...