| Advisor Profile |
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| Name: |
Joseph Silva |
| Phone Number: |
(609) 534-2307 |
| Website: |
Visit Website
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Business Description |
| Our clients seek what most rational and reasonable people seek, and that is happiness, not just immediately but in the context of a lifetime. They are enlightened because they know they need the aid of others to achieve their life goals driven by their philosophy, vision and fundamental core values. We help our clients by removing confusion and conflict, then provide clarity and focus to enable them to devote more time to business, family and personal goals. We are committed to maintaining the highest standards of integrity and professionalism in our relationship with our clients. Our mission is to know and understand our client's financial situation and provide them with the highest quality information, services, and products to help them reach their goals. |
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General Information |
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| Insurance License#: |
9949293
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| Name of Broker/Dealer: |
LPL Financial
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| States Licensed in: |
NJ, PA, FL, CA, VA, MD
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| States Willing to do Business in: |
NJ, PA
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| Years of Experience in Financial Services: |
11
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| Number of Years with Current Firm: |
1
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| I work with the following types of clients: |
Businesses, Investment Clubs, Individual Investors, Non-Profit Organizations
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Education |
| Academic Background |
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| BA, Rutgers University |
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Services |
| Investment Types: |
Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 31, Series 7, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Disability, Variable Annuity, Long Term Care, Variable Life, Life, Annuity, Health
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| Financial Organization Memberships: |
Society of Financial Services Professionals
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| Non-Financial Organization Memberships: |
Mt Holly-Vincentown Kiwanis Club (Past Pres)
Mt Holly Rotary
Southern New Jersey Development Council (Trustee & Committee Chair)
Community Development Corporation (Board President)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Hourly, Flat Fee, Based on Assets, Commissions
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| Additional Details on Charges: |
Rates for Investment management depend upon the size of the portfolio. Fees for financial planning depend upon the scope of the engagement.
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| Prepared By: |
Joseph Silva |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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BA, Rutgers University, New Brunswick, NJ |
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What is your approach to financial planning? |
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What services do you offer? |
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Comprehensive Financial Planning, Investment Management, Estate Conservation, Tax Management, Retirement Strategies, Insurance and Annuity Planning |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Numerous, I am an independent advisor and agent |
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What is your experience? How many clients do you currently manage? |
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I have been in the financial services industry since 1998 |
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What financial institution(s) do you represent? |
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LPL Financial is the largest independent broker/dealer in the country. They do not manafacture any products so that there is no conflict of interest. |
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How do you charge for your services? |
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Primarily fee-based. I avoid commissions when ther is a viable fee-based solution, since it better aligns the advisor's and client's interest. |
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Do you provide a free initial consultation? |
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