Business Description

Helping you improve your inocme & significantly impact your quality of life through the coordination of your financial affairs.

Financial Second Opinion(TM) which includes Financial Planning, Portfolio Analysis, Business Owner Planning.

Lifetime Income Model (TM) includes Retirement Planning, 401(k) rollovers, SEPS, SIMPLE & other retirement plans, IRA's Tradional, Roth Coverdell, 529 Plans.

Planning for Financial Comfort(TM) includes Wealth Accumulation Strategies, Investment Planning, Life Insurance & Family Protection Strategies

My clients are Proffesionals, Retirees, Pre-Retirees & Business Owners.

General Information

Gender:

Male

CRD#:

2944699

Firm CRD#:

3978

Name of Broker/Dealer:

Lincoln Financial Advisors Corp.

States Licensed in:

MA, NH, VT

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

Prior to entering the financial services industry I worked for an International Hospitality company as an Operations Manager, managing several of their business accounts in the Washington DC area. Specializing in turn-around operations. I was responsible for managing all aspects of the business: sales, marketing, HR, purchasing and production.

I work with the following types of clients:

Non-Profit Organizations, Individual Investors, Businesses

Education

Academic Background

Keene State College
University of New Hampshire

Services

Investment Types:

Fixed & Indexed Products, Mutual Funds, Exchange Traded Funds (ETFs), Alternative Investments, Bonds, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)

Qualifications & Memberships

Securities Licenses:

Series 6, Series 7, Series 63, Series 65

Insurance and Annuity Licenses:

HMO, Long Term Care, Variable Life, Variable Annuity, Health, Disability Income, Life, Accident, Annuity, Fixed Annuity

Financial Organization Memberships:

Mass Association of Health Underwriters, National Association of Insurance and Financial Advisors (NAIFA)

Non-Financial Organization Memberships:

Acton Lions Club
Middlesex West Chamber of Commerce

Firm Information

Number of Advisors in Office:

10 - 99 employees

I work with clients as part of a team:

Yes

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets, Commissions, Flat Fee

Additional Details on Charges:

Asset Management fees are based on the dollar amount of assets under management. Management fees start at 1.5% and can go down to .75%

We Charge planning fees and design programs that are affordable for our clients, Planning fees are based on what is involved. Our planning is designed around the clients needs, goals and objectives no two clients are alike so fees will vary.

Prepared By:

Thomas Dyer