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Business Description |
Investments, taxes, Long Term Care insurance, estate planning: the list of financial concerns and considerations facing you today is seemingly endless. There are no easy answers or solutions to care for your hard earned portfolio.
We are in the business of helping YOU meet all of your financial challenges. We do this by using either a modular or total wealth management approach. While each area of insurance and investments is important individually, do remember that managing each collectively one of the most important consideration in your portfolio success.
Our approach is to guide you through the maze and offer you all of the pro's and con's for your decision-making. As such, we reduce your exposure to taxes, meet your insurance needs, work toward achieving your goals, and provide a plan to successfully transfer your wealth per your request.
If this method of meeting your financial dreams sounds appealing, we invite you to meet with us for 30 minutes at no charge. Give us the opportunity to answer your questions and gather enough information so that you can make informed decisons on your account.
Most clients have been with us for 10 years or more. Come see why! (References available) |
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General Information |
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| Insurance License#: |
RPI 961
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| Name of Broker/Dealer: |
LPL Financial Corporation
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| States Licensed in: |
AZ, CA, CO, FL, GA, IN, NM, SD, UT
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| States Willing to do Business in: |
AZ, CA, CO, FL, GA, IN, NM, SD, UT
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| Years of Experience in Financial Services: |
17
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| Number of Years with Current Firm: |
17
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| I work with the following types of clients: |
Individual Investors, Businesses
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| Foreign Languages Serviced: |
German
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Education |
| Academic Background |
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| Dual Bachelors Degree in Finance and Business Management - University of Colorado, Denver (1993) |
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Services |
| Investment Types: |
Mutual Funds, Insurance, Annuities, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Senior Advisor (CSA)®, Certified College Planning Specialist(CCPS), Certified Divorce Financial Analyst(CDFA)
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| Securities Licenses: |
Series 65, Series 63, Series 6
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| Insurance and Annuity Licenses: |
Health, Annuity, Life, Variable Annuity, Accident, Long Term Care, Variable Life, Disability, HMO
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| Financial Organization Memberships: |
Paladin Registry, Financial Planning Association (FPA), Society of Financial Services Professionals
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| Non-Financial Organization Memberships: |
West Chamber of Commerce (Small Business Person of the Year Award 1997) since 1995, Golden Chamber of Commerce since 1995.
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
141
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| Firm's Number of Planning Clients: |
60
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| Firm's Number of Managed Clients: |
81
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| Assets Managed by Firm: |
$23
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| Advisor's Number of Clients: |
141
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| Advisor's Number of Managed Clients: |
60
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| Advisor's Number of Planning Clients: |
81
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| Assets Managed by Advisor: |
$23,200,100
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets, Hourly
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| Fee % Based on Assets: |
1%
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| Minimum Fee Charged for Hourly Planning Accounts: |
$500
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| Prepared By: |
Renate Sterrett |
Frequently Asked Questions |
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