| Advisor Profile |
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| Name: |
Jonathan Camarda CFP, CPWA, CMT, CAIA, CHFC, CFS, CLU |
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| Disclaimer |
| ADVISORY SERVICES OFFERED THROUGH CARROLL
FINANCIAL ASSOCIATES, INC., A REGISTERED
INVESTMENT ADVISOR. PEAK ALPHA WEALTH
MANAGEMENT AND CARROLL FINANCIAL ARE NOT
AFFILIATED. REGISTRATION DOES NOT IMPLY A
CERTAIN LEVEL OF SKILL OR TRAINING. CARROLL
FINANCIAL AND PEAK ALPHA WEALTH MANAGEMENT, LLC
ARE NOT AFFILIATED.
Insurance and annuity products are not offered
through Carroll Financial. Acting in his
individual capacity as a licensed insurance
agent, Jonathan may recommend the purchase of
commission-based insurance and annuity
products. These recommendations represent a
conflict of interest, as the receipt of
commissions provide an incentive to recommend
products based on the additional compensation
to be received, rather than on a particular
clients need.
The cost and availability of life insurance
depend on factors such as age, health, and the
type and amount of insurance purchased. Before
implementing a strategy involving life
insurance, it would be prudent to make sure
that you are insurable by having the policy
approved. As with most financial decisions,
there are expenses associated with the purchase
of life insurance. Policies commonly have
mortality and expense charges. In addition, if
a policy is surrendered prematurely, there may
be surrender charges and income tax
implications.
The guarantee of the annuity is backed by the
claims paying ability of the issuing insurance
company. Although it is possible to have
guaranteed income for life with a fixed
annuity, there is no assurance that this income
will keep up with inflation. There is a
surrender charge imposed generally during the
first 5 to 7 years or during the rate guarantee
period.
-Please note regarding any reference to tax-
free options: Income may be subject to local,
state and/or the alternative minimum tax.
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About Peak Alpha Wealth Management |
| We are committed to maintaining the highest standards of integrity and professionalism in our
relationship with you, our client. We endeavor to know and understand your financial situation
and provide you with only the highest quality information, services, and products to help you
reach your goals. |
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General Information |
| Years of Experience in Financial Services: |
26
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| Number of Years with Current Firm: |
1
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| Work with the following types of clients: |
Businesses, Individual Investors, Non-Profit Organizations
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| States Willing to do Business in: |
Atlantic Beach,Fernandina Beach,Jacksonville,Orange Park,Ponte Vedra Beach,Saint Augustine,Saint Johns,Florida State
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| Advisory Services Provided: |
Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Retirement Planning, Portfolio Management, Estate Planning & Trusts, Insurance Planning, Annuities
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Services |
| Investment Types: |
Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs)
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| Can meet clients in the following ways: |
Your Office, Email, Phone, Our Office, Your Home, Video Conference
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Qualifications & Memberships |
| Securities Licenses: |
Series 65
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| Insurance and Annuity Licenses: |
Long Term Care, Life, Health, Annuity
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| Financial Organization Memberships: |
Market Technician Association
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Firm Information |
| Assets Managed by Firm: |
$2.5 Billion
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| Assets Managed by Advisor: |
31.9 Million
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| Advisor's Number of Clients: |
70
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| Firm's Number of Clients: |
4500
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Investment Advisor Representative: |
Yes
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| Acknowledged fiduciary: |
Yes
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Compensation and Fees |
| Fee % Based on Assets: |
1-1.5%
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| Additional Details on Charges: |
Advisory Services are fee-based depending upon
assets ranging from 1-1.5%. Clients can choose
between 2 of the LARGE INDEPENDENT Advisory
custodians. TD Ameritrade and Charles Schwab.
Minimum account relationship size may be
negotiable.
ONLY Insurance products are purchased on a
commission bases. Access to various Major
Carriers NOT CAPTIVE AGENT-thus free to ascertain
best 'fit' for client needs.
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| Compensation Methods: |
Based on Assets, Commissions
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| Minimum Fee Charged for Managed Accounts: |
1%
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Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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The true beauty of the platform is that clients can retain or disengage with us for as long as they wish. |
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What are your qualifications? What is your education background? |
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We specialize in holistic portfolio management, retirement income and have relationships with individuals experienced in Legacy/Estate. |
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What is your approach to financial planning? |
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Fees are based on the type of service that is provided. |
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What services do you offer? |
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Because we are a independent financial firm, we have the ability to represent the client's best interest. This means, we are not obligated or restricted to certain advice but can exercise a variety of options to meet specific financial and retirement goals. |
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| Q. |
Why should I choose you as my financial advisor? |
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BS Florida State University
CFP Certfied Financial Planner
CPWA Certified Private Wealth Advisor
CMT Chartered Market Technician
CAIA Chartered Alternative Investment Analyst
ChFC Chartered Financial Consultant
CLU Chartered Life Underwriter
CFS Certified Fund Specialist
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What services do you provide? What are your specialties? |
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We provide full service financial planning. This includes a partnership with a CPA and an estate attorney to assist in tax services and legal document preparation. |
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What is your experience? How many clients do you currently manage? |
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Jonathan has 26 years of experience in financial planning. |
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