| Advisor Profile |
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Disclosure Link:
WiserAdvisor provides referr...
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| Disclaimer |
| Securities and Investment Advisory Services
offered through Woodbury Financial Services,
Inc. Member FINRA, SIPC and Registered
Investment Adviser. Life Certain Wealth
Strategies, LLC and Woodbury Financial
Services, Inc are not affiliated entities |
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About Life Certain Wealth Strategies |
| When your life savings are at stake, you need advice you can trust. You need a financial advisor who is objective; someone who is not paid more to sell you one product rather than another. You need a relationship with a firm that promises always to put your interest first, a firm with proven experience and the right credentials. Life Certain Wealth Strategies, LLC. offers you all this and much more.
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General Information |
| Years of Experience in Financial Services: |
18
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| Foreign Languages Serviced: |
Spanish
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| Work Experience: |
experienced Certified Financial Planner Practitioner. I employ the 6 step financial planning process endorsed by the Certified Financial Planner Board of Standards and adhere to their code of ethics
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| States Licensed in: |
CO, AK, NY, NJ, IL, IN, OH, FL, CA, GA, KS, NM, TX, WY, AZ
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| Name of Custodial Firm: |
Pershing, LLC
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| Number of Years with Current Firm: |
11
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| Work with the following types of clients: |
Businesses, Individual Investors, Non-Profit Organizations
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| Name of Broker/Dealer: |
Woodbury Financial Services, Inc.
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| States Willing to do Business in: |
Boulder,Littleton,Arvada,Castle Rock,Denver,Brighton,Westminster,Englewood,Aurora,Broomfield,Golden,CO
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| Advisory Services Provided: |
Financial Planning for Individuals, Retirement Planning, Insurance Planning
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Education |
| Academic Background |
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| BA, Economics
MBA |
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Services |
| Investment Types: |
Mutual Funds, Options & Futures, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI), Options
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| Can meet clients in the following ways: |
Our Office
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
MBA
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| Securities Licenses: |
Series 4, Series 7, Series 24, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Variable Life, Variable Annuity
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| Financial Organization Memberships: |
Paladin Registry, Million Dollar Roundtable, Financial Planning Association (FPA), National Association of Insurance and Financial Advisors (NAIFA)
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Firm Information |
| Assets Managed by Advisor: |
$150,000,000
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| Advisor's Number of Clients: |
98
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| Firm's Number of Clients: |
245
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| Firm's Number of Planning Clients: |
84
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| Firm's Number of Managed Clients: |
139
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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Compensation and Fees |
| Fee % Based on Assets: |
0.95%
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| Compensation Methods: |
Based on Assets, Hourly, Flat Fee, Commissions
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| Minimum Fee Charged for Managed Accounts: |
N/A
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Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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What are your qualifications? What is your education background? |
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We employ a consultative team approach our in house staff includes Financial Advisors, Estate Planning Attorneys, Tax Specialist |
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How are you compensated? How will I pay for your services? |
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Our firm currently works with 200 - 250 households |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Have you ever been charged with any breaches? |
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What is your approach to financial planning? |
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Why should I choose you as my financial advisor? |
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I am a seasoned and experienced Certified Financial Planner and Accredited Financial Fiduciary with the following Industry Designations CFP, CLU, ChFC, AIF, following Licenses: Series 4,7,24,63,65 |
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How do you charge for your services? |
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Retirement Planning, Investment Planning, Estate Planning, Forward looking Tax Planning, Social Security Benefit Analysis and Planning |
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What services do you provide? What are your specialties? |
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Retirement Income Planning, Investment Advisory Services, Tax Mitigation Planning |
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