About Sovereign Wealth Solutions, Inc.

We are an independent CFP® Practitioner and Registered Investment Advisor (RIA). Because we are an independent firm with no captive sales agreements, we align our clients' interests with our own. This means we are paid for our advice, not excessive product commissions. We feel this structure is the fairest, most ethical, and most effective client relationship. Thanks for visiting!

General Information Years of Experience in Financial Services:    17 Gender:    Male CRD#:    4016002 Work Experience:    Most recent: 2006 - Current: President, Sovereign Wealth Solutions, Inc. 2004- 2008: Senior Securities Trader, Wells Fargo Investments States Licensed in:    Insurance: FL, IN, IA, MD, MN, NM, OR, PA, UT, WI Investment Advisory: Please contact us. Name of Custodial Firm:    Scottrade Investments Number of Years with Current Firm:    7 Insurance License#:    20430268 Work with the following types of clients:    Investment Clubs, Businesses, Individual Investors States Willing to do Business in:    Belle Plaine,Carver,Champlin,Chanhassen,Chaska,Cologne,Dayton,Delano,Elko New Market,Excelsior,Farmington,Hamel,Hanover,Hopkins,Inver Grove Heights,Jordan,Lakeville,Long Lake,Loretto,Maple Plain,Mayer,Mendota,Minneapolis,Mound,New Germany,New Prague,Newport,Norwood Young America,Osseo,Prior Lake,Rockford,Rogers,Rosemount,Saint Bonifacius,Saint Michael,Saint Paul,Saint Paul Park,Savage,Shakopee,South Saint Paul,Spring Park,Victoria,Waconia,Watertown,Wayzata,Webster,Young America Advisory Services Provided:    Financial Planning for Businesses, Financial Planning for Individuals, Retirement Planning, Portfolio Management, Estate Planning & Trusts, Financial Advice & Consulting, Insurance Planning, Annuities

Education Academic Background   Drake University, BS Finance 1999 (Undergrad) University of St. Thomas, MS Economics 2009 (Grad)

Services Investment Types:    Mutual Funds, Options & Futures, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI) Can meet clients in the following ways:    Your Office, Email, Phone, Your Home

Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant Securities Licenses:    Series 66 Insurance and Annuity Licenses:    Life, Annuity Non-Financial Organization Memberships:    Better Business Bureau, WiserAdvisor Network

Firm Information Advisor's Number of Managed Clients:    40+ Firm's Number of Managed Clients:    40+

Compliance Criminal Disclosures in Last 5 years:    Have a clean record Compliance Disclosures in Last 5 years:    Have a clean record Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes Acknowledged fiduciary:    Yes

Compensation and Fees Hourly Rate:    $325.00 Additional Details on Charges:    Fee schedule available upon request. Compensation Methods:    Based on Assets, Hourly, Flat Fee Minimum Portfolio Size for New Managed Accounts:    $100,000 Fee Structure:    Fee-Based

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Why should I choose you as my financial advisor?

Q.	How do you charge for your services?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	What are your qualifications?

Q.	What is your approach to 401 K plan rollovers?

Q.	How long does the process of rolling over a 401K plan usually take?

Q.	What financial institutions do you represent?

Q.	How many years of experience do you have?

Q.	What are your fees for this service?

Q.	How many 401K rollover clients do you currently manage?

Q.	Why should I roll over my 401K plan to your firm?

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Q.	Do you have a customer satisfaction or refund policy?
Our client relationships are governed by clear and simple client agreements signed by both client and advisor. All fees are specified before service begins, and investment fees may never be raised. Any client may end or modify their relationship with us without approval from Sovereign Wealth Solutions.

Q.	What are your qualifications? What is your education background?
We specialize in retirement planning, financial planning, Capital Access Planning, and life insurance. Our strategies pay particular attention to risk-adjusted returns and efficient wealth transfer within family generations. Due to this focus, our strategies tend to be a bit more conservative and focus on wealth preservation and transfer.

Q.	How are you compensated? How will I pay for your services?
We actively manage clients in both financial advisory and insurance planning. Our exact number of clients is kept confidential. References available upon request.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Mathew Coyle is the primary client contact.

Q.	How many clients do you currently manage?
For investment management services: Your choice of fee for assets under management, hourly fees, or a one-time project fee. Please see our most recent fee schedule for an explanation of costs. Our most popular method is an annual fee for assets under management. For life insurance: We are compensated through commissions paid by the receiving company.

Q.	Will you be the only person working with me?
We ask that clients grant us trading authority over an account. A client may, at any time, choose to be notified before we change allocations inside an account. Sovereign Wealth Solutions does not, under any circumstances, take custody of client funds or securities.

Q.	Do you offer any guaranteed results?
It is against state and federal securities regulations to guarantee investment returns. No advisor is legally allowed to promise or guarantee investment results. Past performance is no guarantee of future results.

Q.	How much risk should I be willing to take?
Our strategies are designed to reduce risk in client accounts while achieving an appropriate risk-adjusted return. How much risk a client should take depends on client goals, investment experience, and specific income needs.

Q.	Have you ever been charged with any breaches?
We have never been charged with any state or federal breaches. We have been a member of the MN Better Business Bureau with no registered complaints since our founding.

Q.	What is your approach to financial planning?
Our client relationships are governed by clear and simple client agreements signed by both client and advisor. All fees are specified before service begins, and investment fees may never be raised. Any client may end or modify their relationship with us without approval from Sovereign Wealth Solutions.

Q.	What services do you offer?
We are an independent advisor. We are not governed by captive commission agreements or captive sales agreements with a parent firm. This aligns the interests of both client and advisor. Our only goal is to help you grow your wealth using the most appropriate products and services specific to your situation. We carry liability insurance and are fully bonded.

Q.	Why should I choose you as my financial advisor?
Mathew Coyle (President & CEO) earned a Bachelors of Science degree from Drake University with a double major in both corporate finance and insurance (1999). He also holds a Masters degree in Economics from the University of St. Thomas in St. Paul, MN (2008). Mr. Coyle has over 17 years of experience in financial services and has been the principal of Sovereign Wealth Solutions since 2007.

Q.	How do you charge for your services?
Retirement planning, financial planning, investments, life insurance, small business strategy, estate planning & reviews.

Q.	What services do you provide? What are your specialties?
Retirement planning, financial planning, investments, life insurance, small business strategy, estate planning & reviews.

Q.	What is your experience? How many clients do you currently manage?
We manage clients in both financial advisory and insurance planning. Our exact number of clients is confidential. References available upon request. Mathew Coyle earned a Bachelors of Science degree from Drake University with a double major in both corporate finance and insurance (1999). He holds a Masters degree in Economics from the University of St. Thomas in St. Paul, MN (2008).

Q.	What financial institution(s) do you represent?
Sovereign Wealth Solutions is an independent financial advisory service. We do not maintain captive sales agreements with a parent firm. Our dedicated custodian is Scottrade Investments, of St. Louis, Missouri.

Q.	What are your qualifications?
Mathew Coyle (President & CEO) earned a Bachelors of Science degree from Drake University with a double major in both corporate finance and insurance (1999). He also holds a Masters degree in Economics from the University of St. Thomas in St. Paul, MN (2008). Mr. Coyle has over 17 years of experience in financial services and has been the principal of Sovereign Wealth Solutions since 2007.

Q.	What is your approach to 401 K plan rollovers?
First is to determine if the client will work past the age of required distributions. If so, it is often more advantageous to manage assets based on a planning relationship rather than rollover. We insist on trustee-to-trustee transfers as this is the easiest for the client and eliminates any accidental taxable distributions.

Q.	How long does the process of rolling over a 401K plan usually take?
It depends on where the funds are currently held, but usually 2-4 weeks.

Q.	What financial institutions do you represent?
Sovereign Wealth Solutions is an independent financial advisory service. We do not maintain captive sales agreements with a parent firm. Our dedicated custodian is Scottrade Investments, of St. Louis, Missouri.

Q.	How many years of experience do you have?
Mathew Coyle (President & CEO) earned a Bachelors of Science degree from Drake University with a double major in both corporate finance and insurance (1999). He also holds a Masters degree in Economics from the University of St. Thomas in St. Paul, MN (2008). Mr. Coyle has over 17 years of experience in financial services and has been the principal of Sovereign Wealth Solutions since 2007.

Q.	What are your fees for this service?
We do not charge a separate fee for rollovers. We only charge fees based on our current fee schedule.

Q.	How many 401K rollover clients do you currently manage?
We manage multiple rollover clients.

Q.	Why should I roll over my 401K plan to your firm?
We are an independent advisor. We are not governed by captive commission agreements or captive sales agreements with a parent firm. This aligns the interests of both client and advisor. Our only goal is to help you grow your wealth using the most appropriate products and services specific to your situation. We carry liability insurance and are fully bonded.