| Advisor Profile |
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Business Description |
| I have been in the financial services industry since 1999. I am life long resident of Northeastern WI and a graduate of Lakeland College. I integrate the five keys of financial planning: Asset Protection, Risk Management, Life Insurance, Disability and Long Term Care. Services I provide include: Financial Planning, Estate Planning, Retirement Planning, College Education Planning, Portfolio Reviews, Traditional and Roth IRAs, IRA Rollovers, 401k and Retirement Plan Rollovers, Employee Retirement Accounts, Mutual Funds, REITs, Fixed and Variable Annuities |
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General Information |
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| Insurance License#: |
2495574
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| Name of Broker/Dealer: |
Investment Centers of America
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| Name of Custodial Firm: |
Pershing LLC
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| States Licensed in: |
WI, MN, IL, IN, FL, AZ
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| States Willing to do Business in: |
WI, MN, IL, IN, FL, AZ
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| Years of Experience in Financial Services: |
10
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| Number of Years with Current Firm: |
10
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| Work Experience: |
Prior to being the financial advisor at First State, I was the director of compliance for Investment Centers of America and SII Investments.
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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Education |
| Academic Background |
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| Graduate of Lakeland College |
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Services |
| Investment Types: |
REITS, Options & Futures, Exchange Traded Funds (ETFs), Alternative Investments, Bonds, Mutual Funds, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 7, Series 4, Series 63, Series 66, Series 24
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| Insurance and Annuity Licenses: |
Health, Disability, Variable Life, Long Term Care, Variable Annuity, Annuity, Life
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
500
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| Firm's Number of Planning Clients: |
50
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| Firm's Number of Managed Clients: |
50
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| Assets Managed by Firm: |
5000000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
50000
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| Compensation Methods: |
Based on Assets, Commissions
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| Fee % Based on Assets: |
1-2%
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| Prepared By: |
Chad Backes |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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I do not provide refunds. |
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| Q. |
What are your qualifications? What is your education background? |
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I am FINRA Series 7,66,63,4 and 24 registered as also I my health and life insurance licenses. I am a graduate of Lakeland College in Sheboygan WI with a degrees in business adminstration and marketing. |
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What is your approach to financial planning? |
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I integrate five key areas of financial planning, asset protection, risk management, life insurance, disability and long term insurance. |
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What services do you offer? |
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Financial planning, estate planning, retirement planning, college education planning, portfolio reviews, traditional and roth IRAs, IRA rollovers, 401k and retirement plan rollovers, employee retirement accounts, mutual funds, real estate investment trusts (REITs), fixed and variable annuities, life and disability insurance and long term care insurance. |
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How many clients do you currently manage? |
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Currently I have around 250 households. |
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Will you be the only person working with me? |
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I have another partner and an assistant that work with me. |
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How are you compensated? How will I pay for your services? |
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I charge based upon the services that are selected. That could be a fee-based charge or commissions. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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If we do not enter into a discretionary arrangement, yes I will get your permission before placing orders. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Risk is a personal for each individual, once we meet and discuss a risk assestment will be decided and form there we can decided the investments that will best suit your needs. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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I provide a full service of investment products, I tailor the investments based upon the needs of the individual. |
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What is your experience? How many clients do you currently manage? |
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Before becoming the financial advisor for First State Investment Center in 2007 I was the Director of Compliance for an Independent Broker Dealer and supervised over 800 registered advisors. |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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I charge based upon the services that are selected. That could be a fee-based charge or commissions. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I am FINRA Series 7,66,63,4 and 24 registered as also I my health and life insurance licenses. |
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What are your qualifications? |
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I am FINRA Series 7,66,63,4 and 24 registered as also I my health and life insurance licenses. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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I like to make each rollover unique to the needs of the individual. |
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How long does the process of rolling over a 401K plan usually take? |
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It ususally will take about a month if all of the information and paperwork is in good order. |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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I have been in the securities field since 1999 |
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What are your fees for this service? |
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I charge based upon the services that are selected. That could be a fee-based charge or commissions. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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I have helped numerous individuals with their 401k rollovers. |
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Do you provide a free initial consultation? |
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