Business Description

Our clients' needs come first. We are committed to providing the highest quality and objective counsel, customized wealth management solutions, and unparalleled service to every client.

In today's complex environment, we add value to the financial decision-making process by utilizing our experience and expertise to guide our clients through the maze of issues facing them and their families.

We always strive for excellence in our clients relationships and promise to do our utmost to exceed expectations. We believe that personal relationships are critical to helping clients achieve their goals and improve the overall quality of their lives.

We are committed and vow to always act with the greatest of ethics, honesty and integrity for every client. We are dedicated to achieving success for our clients within their stated objectives and risk parameters. We strive for mutually rewarding, long-term relationships and to assist our clients and their families for decades.

General Information

Gender:

Male

CRD#:

2763334

States Licensed in:

Arizonia, California, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, New Jersey, New York, Oregon, Pennsylvania, South Carolina,

Years of Experience in Financial Services:

Number of Years with Current Firm:

Education

Academic Background

Bachelor of Business Administration degree - Siena College

MS, Taxation - University of New York

I was an Associate professor of Accounting at Lebanon Valley College.

Services

Investment Types:

Bond Mutual Funds, Alternative Investments, Bonds, Stocks, Annuities, Mutual Funds, Options & Futures

Qualifications & Memberships

Certifications, Accreditations & Designations:

Insurance License (Life & Health; Long Term Care; Specify below)

Securities Licenses:

Series 63, Series 24, Series 7

Insurance and Annuity Licenses:

Annuity

Financial Organization Memberships:

Paladin Registry

Firm Information

Number of Advisors in Office:

Over 1000 employees

Firm's Number of Clients:

1,000,000

Assets Managed by Firm:

Yes

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets, Commissions, Flat Fee, Hourly

Additional Details on Charges:

Our fee rates are between 1.5%-.075% depending on the complexity of the assets and management. I always provide a free portfolio evaluation with each person before they become a client. This allows me to properly evaluate your situation as well as give you the ability to evaluate myself and expertise. From there you have the ability to move forward at your comfort level.

Prepared By:

Dan Cesta CPA, CFP®, MST