Business Description

Financial independence, or the freedom to live life as you wish without financial worry, or the dependence on a job, is achieved on purpose, not by chance. It takes a vision combined with discipline and time, and must be planned for in advance.

This is the main goal for the clients I work with. I assist them in making smooth and comfortable transitions through life's major financial events, such as retirement, divorce, and inheritance.

I also want to contribute to my clients' increased feelings of financial security and independence by:

- Treating each client as I would want to be treated
- Giving well-researched, thoughtful, and professional financial guidance
- Maintaining a conservative, long-term investment perspective
- Selecting and monitoring appropriate investments to meet each client's needs
- Expecting to accomplish a generous standard of living for every client
- Helping each individual maintain personal financial independence for their lifetime

General Information

Gender:

Male

CRD#:

4330638

Name of Broker/Dealer:

Raymond James Financial Services

States Licensed in:

IL, WI, FL, MO

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Individual Investors, Non-Profit Organizations, Businesses

Education

Academic Background

BS, Management - Purdue University
College for Financial Planning

Services

Investment Types:

Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Financial Planner (CFP®)

Securities Licenses:

Series 63, Series 7, Series 65

Insurance and Annuity Licenses:

Long Term Care, Variable Life, Variable Annuity, Life, Annuity

Financial Organization Memberships:

Financial Planning Association (FPA)

Non-Financial Organization Memberships:

Crystal Lake Chamber of Commerce, St. Sophia Greek Orthodox Church, Faith in Action of McHenry County (non-profit assisting seniors), Crystal Lake Community Band

Firm Information

Number of Advisors in Office:

Up to 10 employees

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets, Flat Fee, Hourly

Fee % Based on Assets:

1 to 1.5

Additional Details on Charges:

Fees vary depending on services and size of investment portfolio.

Prepared By:

Dan Savas, CFP®