| Advisor Profile |
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| Name: |
Bob VanZant |
| Phone Number: |
(888) 512-5955 |
| Website: |
Visit Website
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Business Description |
Mr. VanZant joined Life Transition Planners, a comprehensive Colorado-based financial planning practice, in 2004. He works with clients on all areas of financial planning with particular emphasis on retirement and investment planning issues. He offers sophisticated diversification strategies for client investment portfolios including strategic/long term asset allocation which considers a client’s objectives, timeframe and risk-tolerance; but also tactical and alternative investments utilized products offered through NFP Securities, Inc. This investment approach combining strategic, tactical and alternative investment styles has historically reduced portfolio losses versus a strategic-only approach in difficult markets including 2008-2009. Please note that past performance does not guarantee future results.
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*Securities and Investment Advisory Services offered through Representatives of NFP Securities, Inc. a broker/dealer, Member FINRA/SIPC and Federally Registered Investment Adviser. NFP Securities, Inc. is not affiliated with Life Transition Planners, Inc. |
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General Information |
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| Insurance License#: |
246753
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| Name of Broker/Dealer: |
NFP Securities, Inc.
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| Name of Custodial Firm: |
Charles Schwab & Co.
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| States Licensed in: |
CO, CA, OR, WA, MO, MI, OH, NC, GA, FL
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| States Willing to do Business in: |
CO, CA, OR, WA, MO, MI, OH, NC, GA, FL
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| Years of Experience in Financial Services: |
5
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| Number of Years with Current Firm: |
5
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| Work Experience: |
1975 - 1999 Business Owner (Software Industry)
2000 - 2002 Various Entrepreneurial Activities
2003 - 2004 Formal Financial Planning Education
2004 - 2009 Financial Planner for Life Transition Planners, Inc.
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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| Northwestern University, B.A. Economics |
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Services |
| Investment Types: |
Real Estate, Alternative Investments, Options & Futures, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Accredited Asset Management Specialist
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| Securities Licenses: |
Series 7, Series 65, Series 63
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| Insurance and Annuity Licenses: |
Variable Life, Variable Annuity, Annuity, Life
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
150
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| Firm's Number of Planning Clients: |
100
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| Firm's Number of Managed Clients: |
100
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| Assets Managed by Firm: |
Yes
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| Advisor's Number of Clients: |
75
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| Advisor's Number of Managed Clients: |
40
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| Advisor's Number of Planning Clients: |
30
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| Assets Managed by Advisor: |
$15,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$150,000
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| Compensation Methods: |
Flat Fee, Commissions, Based on Assets
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
Our combined fees for assets under management and our advisory services fee starts at 2% at $100,000. There is a decreasing combined fee depending on the assets being managed. Clients with $500,000 - $999,999 under management/advisement pay combined fees averaging .95 % annually
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| Minimum Fee Charged for Managed Accounts: |
$1000
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| Minimum Fee Charged for Flat Fee Accounts: |
$1000
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| Prepared By: |
Bob VanZant |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Clients are able to terminate their relationship at any time. Any fees billed in advance are refunded based on the date of termination. |
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What are your qualifications? What is your education background? |
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I am a certified financial planning practitioner, security licensed (Series 7, Series 63 and Series 66) and insurance licensed. I hold a B.A. degree in economics from Northwestern University, Evanston, IL. |
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What is your approach to financial planning? |
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I am a comprehensive financial planner with expertise in money management, insurance, retirement, tax and estate planning. |
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What services do you offer? |
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I am a comprehensive financial planner with expertise in money management, insurance, retirement, tax and estate planning. |
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| Q. |
How many clients do you currently manage? |
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Will you be the only person working with me? |
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Gary Sidder, Ph.D.,CFP® is available to assist my clients. |
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How are you compensated? How will I pay for your services? |
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I am a fee-based (versus commssion) planner. We are compensated based on an annual advisory typically $1,000 per year and a fee for assets under management (1% annually up to $500,000 and less for larger accounts. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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No, guarantees are not allowed based regulatory statutes. |
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How much risk should I be willing to take? |
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We carefully analyze a client's risk tolerance and invest funds accordingly. |
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| Q. |
Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Numerous including Allianz, Jackson Life, John Hancock and MetLife |
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How long does it take to complete the application and approval process? |
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This varies depending on the carrier. |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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I am a comprehensive financial planner with expertise in money management, insurance, retirement, tax and estate planning. My primary focus is investment and retirement planning. |
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What is your experience? How many clients do you currently manage? |
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I am a successful software entreprenneur who made a career change into this field in 2003. |
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What financial institution(s) do you represent? |
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I am a registered representative for NFP Securites, an independent broker/dealer based in Austin, Texas. We use a number of different custodians for client investment funds, Schwab Institutional being the primary one. |
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How do you charge for your services? |
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I am a fee-based (versus commssion) planner. We are compensated based on an annual advisory typically $1,000 per year and a fee for assets under management (1% annually up to $500,000 and less for larger accounts. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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As a certified financial planning practitioner, I have a fiduciary duty to always place my clients interests ahead of my own. I am very competent and enjoy assisting clients. My primary motivation is working successfully with clients, not my own financial interests. |
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| Q. |
What are your qualifications? |
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I have worked with many clients in rollover of funds from 401(k) plans. |
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What is your approach to 401 K plan rollovers? |
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Assist the client through the entire process. Invest funds according to a detailed investment plan that may include tactical and alternative investments as well as mutual funds. |
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How long does the process of rolling over a 401K plan usually take? |
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3 to 4 weeks. 401(k) custodians typically are the bottleneck. |
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What financial institutions do you represent? |
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I am a registered representative for NFP Securites, an independent broker/dealer based in Austin, Texas. We use a number of different custodians for client investment funds, Schwab Institutional being the primary one. |
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How many years of experience do you have? |
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What are your fees for this service? |
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1% annually for accounts up tp $500,000. Less for larger accounts. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We have a variety of investments available including tactical and alternatives investments as well as thousands of mutual funds to select from at Schwab Institutional. |
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Do you provide a free initial consultation? |
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