Business Description
At Severin Financial Group Inc., we are dedicated to helping our clients reach their financial goals through investment planning. We're independent financial advisors in the St. Louis area. We help our clients create conservative income to long-term growth portfolios. Jeff Severin, president of the Severin Financial Group,Inc. was nominated by St. Louis magazine as being in the top 3% of all wealth managers in the St. Louis area. Nominees were selected after asking 43,000 customers and readers of the St. Louis magazine, as well as 5,700 leaders of financial institutions to complete surveys about wealth managers whom they know through personal experience. These wealth managers were evaluated based on criteria such as customer service knowledge/experience, communication, value and fees charged, quality of recommendations and overall satisfaction. Jeff Severin has a bachelors of arts and finance and an MBA. Jeff has been in the financial industry for over 18 years and has received several awards.
General Information Gender:    Male CRD#:    2345958 Firm CRD#:    11025 Insurance License#:    PR235493 Name of Broker/Dealer:    Wachovia Financial Network States Licensed in:    California, Delware, Florida, Georgia, Iwa, Illinois, Indiana, Kansas, Massachusetts, Missouri, Montana, North Carolina, New Mexico, Ohio, Pennsylvania, Arkansas, Connecticut, Kentucky, Maryland, Nebraska, Nevada, South Carolina, Tennessee, States Willing to do Business in:    ALL Years of Experience in Financial Services:    18 Number of Years with Current Firm:    5 Work Experience:    Jeffrey Severin, President of Severin Financial Group Inc., has been assisting investors for the past 17 years. Mr. Severin started his career as a Registered Investment Advisor Representative with John Hancock Financial Services and moved into advising individuals as Vice President of Investments at UBS-PaineWebber. Mr. Severin is a well-known financial educator in the St. Louis-Metro Area. Jeff has been teaching investors strategies on how to help preserve their assets, potentially increase their income, and possibly reduce income taxes. Additionally, he has advised pre-retirees and retirees on wealth preservation and accumulation. Jeff has counseled retired government employees, retired teachers, physicians, and business executives approaching retirement. Mr. Severin attended Iowa State University. His undergraduate degree is in Finance and he has earned his MBA. He is currently enrolled at Boston University working on the CERTIFIED RETIREMENT PLANNER?. Severin Financial Group is a financial firm providing comprehensive financial services for investors. Our services include wealth preservation, investment management and selection, long term care planning, estate planning, and conservatorship and trustee services. CREDENTIALS Series 6, 7, 63, 24 & 65; Security Registrations: Life & Health Licenses in several states and an MBA, CRP. Recently, Crescendo Business Services, an independent research firm, surveyed more than 43,000 high-net-worth residents in the St. Louis area to find out which wealth managers have earned the trust of their clients. Mr. Severin was chosen as one a 2008 FIVE STAR WEALTH MANAGER, an elite group representing less than seven percent of the wealth managers in the St. Louis area. These results were published in the March 2008 St. Louis Magazine. Additionally, he has been awarded with memberships in the Pinnacle Club, Million Dollar Roundtable, Court of the table; Signatory Advisory Board; Life time Chairman?s Counsel; President?s Cabinet; NAIFA, and Pace Setter Club. Jeffrey J Severin and The Severin Financial Group Inc., was nominated by St. Louis Magazine as being one of the top 3 % Wealth Managers in the St. Louis area. Nominees were selected after asking approximately 43,000 customers and readers of the magazine as well as 5,700 leaders of financial service industry companies to complete surveys about wealth managers whom they knew through personal experience. These wealth managers were evaluated based on criteria such as customer service, knowledge / experience, communications, value for fee charged, quality of recommendations and overall satisfaction. I work with the following types of clients:    Businesses, Non-Profit Organizations, Individual Investors
Education Academic Background   BA Finance, MBA
Services Investment Types:    International Investments, Mutual Funds, Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Alternative Investments, Options & Futures, FOREX & Currency, Commodities, Insurance, Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    Insurance License (Life & Health; Long Term Care; Specify below) Securities Licenses:    Series 65, Series 63, Series 24, Series 7, Series 6 Insurance and Annuity Licenses:    Variable Annuity, Long Term Care, Variable Life, Annuity Financial Organization Memberships:    National Association of Personal Financial Advisors (NAPFA), Million Dollar Roundtable
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes Firm's Number of Clients:    200 Firm's Number of Planning Clients:    180 Firm's Number of Managed Clients:    180 Assets Managed by Firm:    Yes Advisor's Number of Clients:    200 Advisor's Number of Managed Clients:    180 Advisor's Number of Planning Clients:    180 Assets Managed by Advisor:    $ 100000000.00
Compliance Registered Investment Advisor:    Yes Registered Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $ 100000.00 Compensation Methods:    Based on Assets, Hourly, Commissions Additional Details on Charges:    Fee Charges vary on account size.
Prepared By:	Jeffrey Severin

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

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Q.	Do you have a customer satisfaction or refund policy?
In 2008 in 2009 we received at the five-star wealth manager best in client satisfaction award by St. Louis magazine. Recipients were evaluated upon customer service, integrity, knowledge/expertise, communication, value of fees charged, meeting their clients objectives and overall satisfaction. Our firm is regulated by the SEC and FINRA that prohibits rebating witches refunds.

Q.	What are your qualifications? What is your education background?
Our office as a combined experience of over 58 years in the financial markets. Jeffrey Severin, founder and president of the firm, has a bachelors of arts in finance and an MBA. Jeffrey has received numerous awards for financial planning and investment planning over the last 18 years.

Q.	What is your approach to financial planning?
We start with your life in plan your money around it, to help you live the one life you have the best way you can, without undue financial sacrifice or over exposure to risk.

Q.	What services do you offer?
We specialize in comprehensive financial planning. This entails estate planning, investment planning and money management.

Q.	Will you be the only person working with me?
No, we at Severin investments pride ourselves on teen work. It's been our experience that we are able to offer better service to our clients by incorporating a team approach instead of an individual trying to do everything.

Q.	How are you compensated? How will I pay for your services?
Majority of our clients have chosen to pay an annual management fee that is based on a percentage of account value. We do have a few clients that have chosen to pay commissions for the trades in their accounts.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Most of our towns, we have discretion over. Under the right circumstances we will accept an account that we do not have discretion over. We do, however, keep our clients thoroughly informed on their account activity.

Q.	Do you offer any guaranteed results?
No investment, that in invests in the stock market can be guaranteed.

Q.	How much risk should I be willing to take?
Risk is something that needs to be evaluated on an individual basis. Note to investors are the same. Before any investment recommendations is ever made, we make sure that we have a thorough understanding of the clients goals and the client understands and is comfortable with any recommendations we may make.

Q.	Have you ever been charged with any breaches?
Know, we have never had any charges against any of our financial advisors or our firm.