Business Description

For 25 years we have been helping clients to achieve their financial goals through a discovery process designed to compliment their goals and objectives. Once we have a clear picture of their expectations, values and tolerance for risk, we work closely with them to design investment portfolios specifically for their needs utilizing fee focused solutions from the top rated financial companies.

We apply tax sensitve strategies where appropriate to minimize income taxes and meet with our clients on a regular basis to make sure everything remains on track.

We provide free consultations with your attorney and accountant to coordinate your estate plans and address any estate, tax or wealth planning issues.

We offer cash flow analysis along with the best distribution stratgies for employer retirement plans and IRA's. We will review your current beneficiaries and show you how to establish an Inherited IRA, discussing both the pros and cons of doing so. In summary, our goal is to be want to be the only financial services firm you will need.

Robert is a Chartered Financial Counsultant (ChFC) and an Accredited Estate Planner (AEP). Most recently he was Chair of the Central California Chapter of the Financial Planning Association (FPA) where he continues active membership. He also served as the President and Chair of the International Association for Financial Planning (IAFP) and has more than 10 years of collective service on the Board of Directors for both organizations. He is also an active member of the Estate Planning Council.

General Information

Gender:

Male

CRD#:

2128544

Insurance License#:

0673980

Name of Broker/Dealer:

Princor Financial Services Corporation

Name of Custodial Firm:

Several

States Licensed in:

California
Nevada
North Carolina
Colorado

States Willing to do Business in:

California
Nevada
Oregon
Washington
Colorado
Arizona
Texas
Idaho
Utah

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

Beginning practice in 1984, Robert was one of the firms founding principals offering investment and risk management services primarily to individual and business clients. In 1989, fee based asset management services were added to better align the firms interests with that of their clients and now represents over 90% of the firms total revenues. In 1990, services were expanded to include endowment, trust and non-profit foundation clients. In 1998, the company expanded with the merger of another top tier investment and accounting firm to better meet the growing needs of their clients. Again in 2007, the company expanded with the merger of nationally ranked Princor Financial Services Coprporation to further expand product offering, maintain competitive pricing structure and business continuity. Today, utilizing the nations finest investment companies, the firm serves a wide array of individual, non-profit, pension and endowment clients in several states across the nation. We invite you to contact us to learn how we can help you too.

I work with the following types of clients:

Individual Investors, Businesses

Foreign Languages Serviced:

Spanish translation available

Education

Academic Background

Sid Craig School of Business, CSU Fresno
American College, Bryn Mawr, PA

Services

Investment Types:

Insurance, Bonds, Stocks, Annuities, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

Accredited Estate Planner (AEP), Chartered Financial Consultant (ChFC®)

Securities Licenses:

Series 7, Series 63

Insurance and Annuity Licenses:

Disability, Life, HMO, Health, Annuity, Accident, Variable Life, Long Term Care, Variable Annuity

Financial Organization Memberships:

Financial Planning Association (FPA), National Association of Estate Planners & Councils (NAEPC)

Non-Financial Organization Memberships:

Valley Public Television
Friends of the Fresno County Library
Tree Fresno
Fresno Wildlife Rehabilitation
Sierra Club

Firm Information

Number of Advisors in Office:

10 - 99 employees

I work with clients as part of a team:

Yes

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$150,000

Compensation Methods:

Hourly, Based on Assets

Additional Details on Charges:

Investment accounts can be aggregated to maximize cost efficiency and meet minimum account size. Institutional clients (Foundations, Endowments,Trusts and Pension Plans) have separate pricing schedules (generally lower) depending on size and complexity.

Prepared By:

Robert Kolbert, ChFC, AEP