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About Pentecost Capital Management, Inc. |
Pentecost Capital Management, Inc. is an independent Registered
Investment Advisory firm, providing separate Account Management,
Retirement Planning and Financial Planning services consistent with the
individual needs of our clients.
Fees for PCM services are calculated as a percentage of assets under
management, and are intended to eliminate the conflicts of interest
inherent in commission-based advisory relationships.
Portfolios typically include stocks, exchange-traded-funds, bonds and
cash, balanced to achieve the investment objectives our clients. For
the equity portion of our accounts,PCM endeavors to invest in
companies capable of sustained long-term growth, with the potential
to appreciate at a rate greater than that of the S&P 500 Index.
Our stock selection methodology is best described as ?growth at a
reasonable price.? Individual stocks are chosen by means of a
proprietary ?bottom-up? quantitative selection process. Market
capitalization is not a criterion; however, PCM portfolios are normally
comprised of larger companies. |
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General Information |
| Years of Experience in Financial Services: |
27
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| Work Experience: |
Pentecost Capital Management - Registered Investment Advisor
Merrill Lynch - Financial Consultant
Frontier Airlines - Airline Pilot
U.S. Navy - Carrier Based Fighter Pilot, Vietnam Combat Veteran,
Operational Test Pilot
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| Number of Years with Current Firm: |
12
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| Work with the following types of clients: |
Businesses, Individual Investors, Non-Profit Organizations
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| States Willing to do Business in: |
All States
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Education |
| Academic Background |
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| BA, Mathematics - San Diego State University
Graduate of the College for Financial Planning |
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Services |
| Investment Types: |
Bonds, Stocks, Exchange Traded Funds (ETFs)
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| Can meet clients in the following ways: |
Email, Phone, Our Office
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Qualifications & Memberships |
| Securities Licenses: |
Series 65
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Compliance |
| Criminal Disclosures in Last 5 years: |
Have a clean record
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| Compliance Disclosures in Last 5 years: |
Have a clean record
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| Registered Investment Advisor: |
Yes
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Compensation and Fees |
| Compensation Methods: |
Based on Assets
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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PCM clients can discontinue our services at any time and receive a prorated refund of any unearned management fees. |
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What are your qualifications? What is your education background? |
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I examine the financial needs of my clients and develop portfolio strategies to accomplish thier objectives. |
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How are you compensated? How will I pay for your services? |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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I will be responsible for the management of your investments. |
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How many clients do you currently manage? |
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PCM charges a fee based on the size of the assets under management. We do not recieve commissions for making transactions on behalf of our clients, nor do we engage in any practice that creates a conflict of interest. |
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Will you be the only person working with me? |
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Only if you require prior approval. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Enough to achieve your investment objectives. Caution: If you're unwilling to accept any risk, or risk volatility, you may be a saver, and should not contact us. If you understand that wealth is, at all times, invested in one, ore more asset classes; and therefore, at all times, subject to risk, you may be an investor. At PCM, we work only with investors. |
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Have you ever been charged with any breaches? |
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What is your approach to financial planning? |
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PCM charges a fee based on the size of the assets under management. We do not recieve commissions for making transactions on behalf of our clients,and we do not engage in any practice that creates a conflict of interest. |
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What services do you offer? |
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We don't assume that you should! We develop portfolio strategies to address the unique needs of our clients. We then analyze and select each of the assets comprising our client's portfolios. We do not hand our clients off to third parties, or invest in packaged financial products. Investment selection is paramount. In the words of the late Baron Von Richthofen, "Anything else is rubbish!" |
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Why should I choose you as my financial advisor? |
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I hold a BA in Mathematics from San Diego State University and I'm a graduate of the College for Financial Planning. |
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How do you charge for your services? |
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Securities analysis, investment management and retirement consulting. |
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What services do you provide? What are your specialties? |
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PCM provides Separate Account Management; and Retirement and Financial Consulting services. We specialize in equity analysis, securities selection and individual portfolio management. |
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What is your experience? How many clients do you currently manage? |
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I've been a professional financial consultant and investment advisor since 1982. Prior to establishing PCM, I was a financial consultant with Merrill Lynch for 15 years. I recognize the differences between fee-based financial advisors and commission based broker/dealers and insurance companies. You should too! |
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What financial institution(s) do you represent? |
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None! At PCM, we represent only our clients. |
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