Business Description
WESCAP Group is an independent Registered Investment Advisory firm offering investment management and financial planning services to a diversified client base of high-net-worth individuals and families. Founded in 1988, WESCAP Group is headquartered in Burbank, California, and serves clients throughout the United States. Our extraordinary client retention rate is driven by long-term performance, thoughtful financial advice and an unwavering commitment to putting our clients’ interests before our own. We are objective, unbiased, and pursue the highest possible standards in everything that we do. Our distinctive attributes are: * Visionary portfolio construction * Extraordinary client retention * Extensive experience & education * Quantifiable results * Independence and integrity The WESCAP Group Composite, which represents all discretionary managed accounts, has an annualized return of 8.3% since 1990*. We know of no other competitor who has comparable results over a similar time period. Moreover, many of our competitors are unable or unwilling to provide a long-term written track record. We provide exceptional service for our clients and strive to develop lifelong relationships. This is evidenced by our annual client retention ratio, which has averaged 99.3% over the past 6 1/2 years*. WESCAP Group manages over $550 million in client assets*. *as of September 30, 2009.
General Information Gender:    Male CRD#:    3091223 Firm CRD#:    104759 SEC File#:    801-32095 Name of Custodial Firm:    Schwab Institutional, TD Ameritrade Institutional States Licensed in:    CA States Willing to do Business in:    All States Years of Experience in Financial Services:    11 Number of Years with Current Firm:    2 Work Experience:    With over a century of combined advisory experience, our team brings compelling professional knowledge and insight to each client relationship. Our culture and disciplined process support a collaborative environment where specialized knowledge and individual expertise are leveraged for your benefit. I work with the following types of clients:    Individual Investors, Families
Education Academic Background   CERTIFIED FINANCIAL PLANNER BS, Communications - Towson University
Services Investment Types:    Closed end mutual funds, Bonds, Stocks, Commodities, Mutual Funds, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant Financial Organization Memberships:    National Association of Personal Financial Advisors (NAPFA)
Firm Information Number of Advisors in Office:    10 - 99 employees I work with clients as part of a team:    Yes Firm's Number of Clients:    340 Firm's Number of Managed Clients:    340 Assets Managed by Firm:    $550,000,000
Compliance Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $350,000 Compensation Methods:    Based on Assets Fee % Based on Assets:    .40-1.25% Additional Details on Charges:    We are a FEE ONLY planner and do not sell commissioned investments or insurance. Our fee schedule is as follows: 1.25% On the first $0.5 million 1.00% On the next $1 million 0.65% On the next $1.5 million 0.50% On the next $2 million 0.40% On the excess over $5 million
Prepared By:	Todd Butler, CFP®

Frequently Asked Questions

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	What financial institution(s) do you represent?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

Q.	What are your qualifications?

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Q.	What are your qualifications? What is your education background?
I am a CERTIFIED FINANCIAL PLANNER™ Professional with more than 10 years experience as a financial advisor. I have also attained the Chartered Mutual Fund Counselor (CMFC®) and Accredited Asset Management Specialist (AAMS®) designations. I have a Bachelor of Science (BS) degree in Communications from Towson University of Maryland.

Q.	What is your approach to financial planning?
We work closely with you to define and manage important aspects of your financial life. Our approach begins with in-depth conversations to help us thoroughly understand your goals, tolerance for risk and particular needs. This critical insight serves as the foundation for creating the plan — strategies and tactics — that will help reach your goals.

Q.	What services do you offer?
* Investment Management * Retirement projections and planning * Estate and gift planning * Education planning * Risk management review * Tax planning * Employee benefits analysis * Cashflow and debt management * Charitable giving

Q.	How many clients do you currently manage?
We average less than 70 clients per advisor, allowing us to provide highly personalized and attentive service.

Q.	Will you be the only person working with me?
I will be the primary relationship manager. I am supported by a staff of 14, including three CFP's, two CFA's and four MBA's.

Q.	How are you compensated? How will I pay for your services?
We are a FEE ONLY financial advisor and do not sell commissioned-based investments or insurance.

Q.	Have you ever been charged with any breaches?
No.

Q.	What services do you provide? What are your specialties?
With over a century of combined advisory experience, our team brings compelling professional knowledge and insight to each client relationship. Our culture and disciplined process support a collaborative environment where specialized knowledge and individual expertise are leveraged for your benefit.

Q.	What financial institution(s) do you represent?
Our fiduciary responsibility is always to the client. We have no allegiance to any financial institution. Core elements of our fiduciary model are: * Completely independent * Fee-only * No commissions paid to WESCAP * Full disclosure * SEC-Registered Investment Adviser

Q.	Do you provide a free initial consultation?
Yes.

Q.	Why should I choose you as my financial advisor?
WESCAP has a proven track record with solid long-term results (8.3% annualized return since 1990*). We also provide exceptional service for our clients and strive to develop lifelong relationships. This is evidenced by our annual client retention ratio, which has averaged 99.2% over the past 6 1/2 years*. *ending 09/30/09

Q.	What are your qualifications?
Only a select group of planners have met the rigorous education, examination, experience and ethics requirements necessary to call themselves CERTIFIED FINANCIAL PLANNER™ professionals or CFP® practitioners. The CFP® and CERTIFIED FINANCIAL PLANNER™ certification marks are the most recognized financial planning marks in the world.