| Advisor Profile |
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| Investment Advisor Representative with and Securities offered through InterSecurities,Inc.
member FINRA SIPC |
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Business Description |
| We are Total Financial Group, Inc., a full service firm. Founded in 1988, Total Financial Group, Inc. is a national network of financial advisors whose principals have over 90 years of combined experience in wealth management, accounting, estate planning, finance, insurance, and real estate. |
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General Information |
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| Insurance License#: |
IN1563520
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| Name of Broker/Dealer: |
Intersecurities, Inc.
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| States Licensed in: |
IN, FL, IL, KY, TN, VA, NC, CA, AR, NJ, MA, OK, OH
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| Years of Experience in Financial Services: |
40
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| Number of Years with Current Firm: |
24
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| Work Experience: |
Began in Financial service business in 1968..with Mutual of Omaha...1974 received first General agent appointment with Indianapolis Life...and operated as Ray T Blunk and Assoc...expanded to Investment arena in 1984 with first Securities appointment..and also changed name of business to Total Financial Group at that time.We have been located in Carmel In, in the same office location, since 1988....
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| I work with the following types of clients: |
Individual Investors, Non-Profit Organizations, Businesses
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Education |
| Academic Background |
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Holy Trinity Grade School,New Albany In.1952-1960
Providence High School,Clarksville In 1960-1964
Xavier Univ.Cint Oh 1964-1968 (BSBAMarketing)
Xavier Univ. Cint Oh 1968-1969(MBA/Marketing) |
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Services |
| Investment Types: |
Mutual Funds, Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Alternative Investments, Insurance, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Estate Planning Practioner(CEPP), Certified Fund Specialist (CFS), Registered Financial Consultant (RFC)
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| Securities Licenses: |
Series 63, Series 66, Series 7
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| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Variable Life, Annuity, Health, Life
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| Financial Organization Memberships: |
National Association of Insurance and Financial Advisors (NAIFA), Society of Financial Services Professionals, Financial Planning Association (FPA)
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| Non-Financial Organization Memberships: |
Rotary Club, Carmel Dads Club, Highland Country Club
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
725
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| Firm's Number of Planning Clients: |
37
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| Firm's Number of Managed Clients: |
137
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| Assets Managed by Firm: |
$165,000,000
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| Advisor's Number of Clients: |
365
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| Advisor's Number of Managed Clients: |
82
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| Advisor's Number of Planning Clients: |
27
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| Assets Managed by Advisor: |
$113,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$500,000
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| Compensation Methods: |
Commissions, Flat Fee
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| Fee % Based on Assets: |
1-2.5%
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| Additional Details on Charges: |
Rate will vary depending on size of account
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| Minimum Fee Charged for Managed Accounts: |
$5000
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| Prepared By: |
Ray Blunk |
Frequently Asked Questions |
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| Q. |
What are your qualifications? What is your education background? |
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40 years experience in asset and risk manangement..assisted over 1000 people with there planning concerns....Graduate of Xavier Univ. Cint. OH and received an MBA/Marketing in 1969 |
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What is your approach to financial planning? |
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We are dedicated to partnering with our clients to achieve their current goals and future dreams by being a trusteed and valued advisor. |
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What services do you offer? |
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Financial,Retirement,Estate Planning and Wealth Manangement |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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I will be primary advisor,however we do integrate other ma=ember of our team on a as needed basis |
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Do you provide a free initial consultation? |
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We will offer an initial review and a financial plan at no charge to client so they can review our approach and services |
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Why should I choose you as my financial advisor? |
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The core of any strong effective relationship is trust.Our firm is committed earning and maintianing that trust |
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| Q. |
What are your qualifications? |
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A large percentage of our client were initially acquired as a Rollover .We are knowledgeable in all facets of tranferring and beneficiary recommendations |
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| Q. |
What is your approach to 401 K plan rollovers? |
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We will do education sessions for employer or individual employee depending on the needs |
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How long does the process of rolling over a 401K plan usually take? |
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The typical rollover would take 60 days |
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How many years of experience do you have? |
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We have been active in the rollover market since 1985 |
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What are your fees for this service? |
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We do not charge a fee for rollover assistance |
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Do you provide a free initial consultation? |
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Initial consultation is no charge to client |
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