| Advisor Profile |
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Business Description |
John R. Carter Corporation provides investment and financial planning advice to clients who demand sound advice and reasonable, consistent returns.
I am a fee only financial and investment advisor with many years experience in dealing with such matters. If you're nervous about commission driven salesmen masquerading as financial advisors or trusting your future to a 30 year old MBA, you're in the right website.
Your investments are managed considering your financial objectives, age, net worth and risk tolerance; I invest in what's prudent and avoid what's not. |
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General Information |
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| Insurance License#: |
0C 70499
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| Name of Broker/Dealer: |
State of California
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| States Willing to do Business in: |
TX, AZ
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| Years of Experience in Financial Services: |
40
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| Number of Years with Current Firm: |
25
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| I work with the following types of clients: |
Individual Investors
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Education |
| Academic Background |
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Bachelor of Science degree - Cal State University
Graduate courses at UCLA and USC. |
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Services |
| Investment Types: |
Mutual Funds, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Insurance, Bonds, Stocks, Annuities
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Public Accountant (CPA), Personal Financial Specialist (PFS), Certified Management Accountant (CMA®)
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| Securities Licenses: |
Series 66, Series 7
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| Insurance and Annuity Licenses: |
Life, Health, Long Term Care
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| Financial Organization Memberships: |
Financial Executives Institute, American Institute of Certified Public Accountants (AICPA), Paladin Registry
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
20
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| Firm's Number of Planning Clients: |
Varies
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| Firm's Number of Managed Clients: |
20
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| Assets Managed by Firm: |
23,000,000
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| Advisor's Number of Clients: |
18
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| Advisor's Number of Managed Clients: |
20
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| Advisor's Number of Planning Clients: |
20
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| Assets Managed by Advisor: |
23,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$500,000
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Fee % Based on Assets: |
0.5%
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| Additional Details on Charges: |
I charge 1/2% annually to construct & manage portfolios. Financial analysis and special projects are priced at a fixed fee agreed on before the work starts.
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| Minimum Fee Charged for Managed Accounts: |
$2500
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| Prepared By: |
John Carter |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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If a customer should become dissatisfied I will make any reasonable accomodation and refund any unearned fees. |
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What are your qualifications? What is your education background? |
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I am a Registered Investment Advisor, Certified Public Accountant, Personal Financial Specialist, etc. |
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What is your approach to financial planning? |
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To analyze the objectives in a thoughtful manner & provide workable solutions that are well thought out. |
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What services do you offer? |
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Portfolio management, financial planning & financial problem solutions. |
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How many clients do you currently manage? |
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Approximately 20 with an average portfolio size of about $1,300,000. |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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Portfolio management is .125% per quarter, other projects are at fees agreed upon in advance. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No, but I will inform you what I am going to do before I do it. |
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Do you offer any guaranteed results? |
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No. Such guarantees are generally worthless. |
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How much risk should I be willing to take? |
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That's a decision we arrive at together based upon discussion & evaluation. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Portfolio management, financial planning & financial problem solutions. |
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What is your experience? How many clients do you currently manage? |
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Approximately 20 with an average portfolio size of about $1,300,000. |
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What financial institution(s) do you represent? |
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Portfolio management, financial planning & financial problem solutions. |
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How do you charge for your services? |
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Portfolio management is .125% per quarter, other projects are at fees agreed upon in advance. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I will give you consistent, sound results and faithfully discharge my fiduciary responsibility under the law. |
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What are your qualifications? |
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I am a Registered Investment Advisor, Certified Public Accountant, Personal Financial Specialist, etc. |
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What is your approach to 401 K plan rollovers? |
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I will prepare the necessary documentation for the new custodian. |
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How long does the process of rolling over a 401K plan usually take? |
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About 4 weeks from start to finish. |
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What financial institutions do you represent? |
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I am not affiliated with any financial institution. I use T Rowe Price if the client doesn't have a preference. |
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How many years of experience do you have? |
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What are your fees for this service? |
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Portfolio management is .125% per quarter, other projects are at fees agreed upon in advance. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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I will give you consistent, sound results and assist in accomplishing your strategic objectives such as providing for your heirs, ensuring adequate money for retirement, asset protection, et. |
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Do you provide a free initial consultation? |
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