Business Description

At Charles Edward Investment Management we believe it is virtually impossible to offer clients objective, unbiased investment advice if you are affiliated with a company that markets their own proprietary financial products. That is why Charles Edward Investment Management is an independent business. We utilize the largest "independent" broker/dealer (LPL Financial) to provide custodianship of our client's assets and also provide us with an "open architecture" platform from which to access a wealth of investment vehicles.

Like other professionals, we are paid largely on a fee basis. This allows us to place ourselves on the side of our clients, not an employer. We are not product driven. Our advice is impartial, with no conflict of interest.

We provide portfolio management with emphasis on managing risk first and performance second. Our strategies are built on the premise that our clients should only take as much risk as they need in order to pursue their goals. Client goals are determined before money is invested in order to set risk and performance parameters.

Historically, institutions like Yale & Harvard Endowments have out-performed most investors, because they are: long term oriented, broadly diversified, disciplined, risk managed. We attempt to duplicate that process for our clients.

Charles Edward Investment Management provides regular client contact via periodic statements, internet access and periodic reviews. In addition, we are always available for telephone consultations if there are questions.

General Information

Gender:

Male

CRD#:

1542002

Firm CRD#:

6413

Name of Broker/Dealer:

LPL Financial Corporation

States Licensed in:

CA, FL, IN, KY, MI

Years of Experience in Financial Services:

Number of Years with Current Firm:

Education

Academic Background

Advest Institute: Harvard University, 2004
BS, Business Administration - Indiana University

Services

Investment Types:

Alternative Investments, Exchange Traded Funds (ETFs), Mutual Funds, Bonds, Annuities, Stocks

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant

Securities Licenses:

Series 53, Series 7, Series 24, Series 63, Series 65

Insurance and Annuity Licenses:

Variable Annuity, Annuity

Financial Organization Memberships:

Financial Planning Association (FPA)

Firm Information

Number of Advisors in Office:

Up to 10 employees

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Commissions, Based on Assets

Prepared By:

Charles Schmaltz, CFP®