| Advisor Profile |
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| Disclaimer |
| Investment advisory services offered through SummitAlliance Capital Management, LLC. A Registered Investment Advisor
14785 Preston Road, Suite 1000, Dallas, Texas 75254 972-663-4300
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Business Description |
Shreder Investment Consulting Group L.L.C. (SICG) is an independent investment consulting firm that offers efficient, risk-controlled investment management solutions for retirement account, trust and lump sum assets.
Our mantra, "Winning by Not Losing", is based on a passionate belief that protecting our clients' investment principal is equally as important as achieving excess investment returns. Therefore, each of our clients' investment portfolios are specifically structured to help achieve and maintain a target inflation-adjusted rate of return, with minimized risk, reduced tax and low cost.
Our clients also enjoy the peace-of-mind knowing that they have entrusted their financial future to a firm that truly cares about their financial and personal success.
Visit our web site for more information. |
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General Information |
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| Insurance License#: |
NV-19336 & CA-0C29882
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| Name of Custodial Firm: |
Charles Schwab and Company, Inc.
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| States Licensed in: |
All states.
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| States Willing to do Business in: |
All states.
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| Years of Experience in Financial Services: |
24
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| Number of Years with Current Firm: |
5
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| Work Experience: |
Wells Fargo PCS
A.G. Edwards
Smith Barney
Prudential-Bache
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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| BA, Psychology - State University of New York at Geneseo (1978) |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Alternative Investments, UMA, Insurance, Annuities, Stocks, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Retirement Counselor (CRC)
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| Securities Licenses: |
Series 65, Series 63
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| Insurance and Annuity Licenses: |
Disability, Long Term Care, Life, Health, Annuity
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| Financial Organization Memberships: |
Paladin Registry
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
1100
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| Firm's Number of Managed Clients: |
1100
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| Assets Managed by Firm: |
$400,000,000
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| Advisor's Number of Clients: |
17
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| Advisor's Number of Managed Clients: |
14
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| Advisor's Number of Planning Clients: |
17
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| Assets Managed by Advisor: |
$10,000,000
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Compliance |
| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets, Commissions
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| Fee % Based on Assets: |
1.2%
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| Additional Details on Charges: |
Our all-inclusive fees decrease significantly as the account size increases. Our income planning services are also included at no additional cost. View our fee schedule at www.sicg.net.
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| Prepared By: |
Ray Shreder |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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What are your qualifications? What is your education background? |
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Please visit www.sicg.net. |
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What is your approach to financial planning? |
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Unlike commonplace plans that expose you to maximum risk levels in an attempt to maximize returns, our plans are designed to help you achieve your specific financial objectives and goals with minimized risk. |
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What services do you offer? |
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We offer low cost, financial planning, risk-controlled investment management and wealth preservation solutions. For details, please visit our web site at www.sicg.net. |
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| Q. |
How many clients do you currently manage? |
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I presently serve 14 advisory clients. To help ensure advisory clients receive the highest levels of care, I plan on limiting my advisory services to a maximum of 50 clients. |
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Will you be the only person working with me? |
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I am the primary contact person. |
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How are you compensated? How will I pay for your services? |
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Retirement income planning services are included in the all-inclusive advisory fee. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Individual security selection is made by professional money managers. Rebalancing is based on predetermined factors. |
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Do you offer any guaranteed results? |
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No. Any guarantees, if available, are provided by the entity issuing the security or investment. |
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How much risk should I be willing to take? |
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The amount of risk exposure is a function of your unique situation. However, we believe that desired returns should be achieved with minimized risk. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Holistic, inflation-adjusted income planning, risk-controlled investment management and wealth preservation solutions.
We utilize the full Investment Consulting Process, which includes a needs assessment, plan design, implementation, portfolio monitoring, monthly reviews, and quarterly progress reporting. |
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What is your experience? How many clients do you currently manage? |
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I began my professional investment career in 1984. Prior to founding SICG in 2003, I led an wealth management team that serviced large individual and institutional clients. I presently serve 14 advisory clients. |
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What financial institution(s) do you represent? |
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Advisory services offered through SummitAlliance Capital Management, LLC.
14785 Preston Road, Dallas TX 75254 Charles Schwab & Company, Inc. is SICG's Primary Custodian.
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How do you charge for your services? |
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Our low institutional pricing levels and transparent assets-under-management fee structure helps align our goals with our client's goals. |
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Do you provide a free initial consultation? |
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Yes. All consultations and proposals are complimentary. |
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Why should I choose you as my financial advisor? |
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I offer my clients extensive experience, credentials, and uncompromising ethics. For details, please visit our web site at www.sicg.net. |
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What are your qualifications? |
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What is your approach to 401 K plan rollovers? |
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Our investment management services are specifically designed to help protect your irreplaceable retirement assets and enhance their performance potential with reduced risk, tax and cost. |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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Advisory services offered through SummitAlliance Advisors, LLC.
14785 Preston Road, Dallas TX 75254 Charles Schwab & Company, Inc. is SICG's Primary Custodian. |
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How many years of experience do you have? |
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Over 24 years of professional experience. |
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What are your fees for this service? |
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Advisory fees are based on account size and asset allocations. Visit our web site for complete fee schedule. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We have the experience, credentials and expertise to manage your irreplaceable investment assets. |
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Do you provide a free initial consultation? |
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