About Severin Investments, LLC

Severin Investments LLC is an independent money management firm serving individuals and institutions across the United States. We pride ourselves in providing our clients with unparalleled customer service. Our actively managed portfolios of stocks, bonds, and ETFs are different from the mutual funds and passive investments that most people are presented with when speaking to an advisor. We offer a wide variety of diversified portfolios to meet your risk tolerance and investment goals. We also offer financial planning and estate planning to help you leave a legacy for your family. Make an appointment with a Severin Investments representative today to learn more about how a diversified portfolio of stocks, bonds, and ETFs can help you reach your financial goals!

General Information Years of Experience in Financial Services:    30 Gender:    Male SEC File#:    801-118181 Firm CRD#:    166567 States Licensed in:    SEC Registered Name of Custodial Firm:    TD Ameritrade, LPL Financial, Folio Instituional Number of Years with Current Firm:    15 Work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations States Willing to do Business in:    ALL Advisory Services Provided:    Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting

Education Academic Background   BA Finance, MBA

Services Investment Types:    Bonds, Stocks, Exchange Traded Funds (ETFs), International Investments Can meet clients in the following ways:    Your Office, Email, Phone, Our Office, Your Home, Our Offices, Video Conference

Qualifications & Memberships Certifications, Accreditations & Designations:    MBA Securities Licenses:    Series 65, Series 66 Insurance and Annuity Licenses:    Life, Health

Firm Information Assets Managed by Firm:    100,000,000 Assets Managed by Advisor:    $121,000,000.00 Advisor's Number of Clients:    600 Firm's Number of Clients:    600 Advisor's Number of Planning Clients:    600 Advisor's Number of Managed Clients:    600 Firm's Number of Planning Clients:    600 Firm's Number of Managed Clients:    600

Compliance Criminal Disclosures in Last 5 years:    I have a clean record Compliance Disclosures in Last 5 years:    I have a clean record Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes Acknowledged fiduciary:    Yes

Compensation and Fees Additional Details on Charges:    Fee Charges vary on account size. Compensation Methods:    Based on Assets, Flat Fee Minimum Portfolio Size for New Managed Accounts:    $500,000.00 Fee Structure:    Fee-Based Minimum Fee Charged for Flat Fee Accounts:    $1,500.00

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Why should I choose you as my financial advisor?

Q.	How do you charge for your services?

Q.	What services do you provide? What are your specialties?

Q.	What financial institution(s) do you represent?

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Q.	Do you have a customer satisfaction or refund policy?
When you are a licensed Portfolio Manager, you are not allowed to offer a refund policy--per SEC (Securities and Exchange Commission) rules. This is to ensure that no manager makes promises that he/she cannot keep. All investments bear the risk of loss.

Q.	How are you compensated? How will I pay for your services?
The majority of our business is managing discretionary accounts. We charge an annual fee based on assets invested with the firm. This is billed monthly, and is based on the average daily account balance during the billing period. The fee comes out of your account monthly, and appears on your statement.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
In our managed accounts (discretionary), we have the ability to trade on your behalf without getting permission each time. Because each security in your account is intentionally selected as part of the larger portfolio, we only allow restricted securities on a case-by-case basis.

Q.	How many clients do you currently manage?
The majority of our business is managing discretionary accounts. We work with about 400 families. We would be happy to offer referrals from current clients with their permission.

Q.	Will you be the only person working with me?
No, Mr. Severin and Mr. Whitlock have a staff that includes two office administrators, and an additional Portfolio Manager that can assist with your accounts. This allows us the flexibility to always have someone available to assist you.

Q.	Do you offer any guaranteed results?
No we do not. There are risks involved with any investment. Whether you are investing in stocks, bonds, mutual funds, annuities, currencies, etc., they all run the risk of losing money over time. However, we will show you how properly diversifying your investments can reduce this risk to your portfolio.

Q.	How much risk should I be willing to take?
This depends on your own definition of risk, and how comfortable you are with taking a loss. There are risk/reward ratios attached to each portfolio. We will educate you on what is available and help you determine which portfolio(s) best suit you. In addition to risk/reward, we also need to evaluate your choice based on your age, and total assets invested.

Q.	Have you ever been charged with any breaches?
No.

Q.

What is your approach to financial planning?

The current economic times we live in are unique, but the time-tested methods of prudent financial planning remain. We start by gathering an inventory of all assets and liabilities, we assess appetite for risk and then develop an investment plan that aligns with the goals of each client. Our portfolio is actively managed and requires a more hands-on approach to investing. We no longer can afford to buy and then forget about our investments. With Severin, your accounts are monitored daily, and we make tactical changes to the portfolios in response to when the markets/economy dictate.

Q.	What services do you offer?
Financial Planning, Portfolio Management, Estate Planning, 401(k) plans/rollovers, Annuities, and Long-term care insurance. In addition to individualized client services, we also offer turn-key asset management platforms for other advisory practices.

Q.	Why should I choose you as my financial advisor?
At Severin Investments, we believe investor success begins by taking a holistic look at our clients, their individual situations, and their long-term goals and objectives. By starting with the full picture, we are able to effectively address the common pitfalls that accompany a family's finances and advanced planning concerns.

Q.	How do you charge for your services?
We charge a fee on the total number of assets under management that is billed monthly on the average daily account balance for each month.

Q.

What services do you provide? What are your specialties?

We are a full service portfolio management firm. our specialty lies in managing portfolios of stocks, bonds, and ETFs in order to take advantage of market conditions. However, we also provide insurance, and will work with you to determine what level of coverage you need and locate the most affordable option. We also provide financial planning services. Although more comprehensive or complex financial plans are available for an additional hourly rate.

Q.	What financial institution(s) do you represent?
We are independent, which means we have no agenda to push one investment over another.