Business Description
Your individual needs, goals and risk tolerance should be the unique factors that drive every financial decision you make. We can help you make the most of your choices. By taking a global investment approach, we help you maximize your investment opportunities. My service is very personalized and indivualized; I work hard to take good care of my clients. I would enjoy talking with you.
General Information Gender:    Male CRD#:    127059 States Licensed in:    California, with clients in many other states. Years of Experience in Financial Services:    30 Number of Years with Current Firm:    6 Work Experience:    After graduating from the Stanford Graduate School of Business in 1979, I began working in this field of managing portfolios for individuals and families. I still love doing this work three decades later. My greatest satisfaction is managing my client's assets well and taking good care of them personally. Over the years, I have managed an international mutual fund and have travelled extensively around the world learning about the global markets. This has provided a great foundation to help clients succeed in today's challenging environment. I work with the following types of clients:    Individual Investors
Education Academic Background   MBA, Stanford University B.A. Economics, Brigham Young University. Graduated Magna Cum Laude with Honors
Services Investment Types:    Mutual Funds, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Commodities, Stocks, Annuities
Qualifications & Memberships Securities Licenses:    Series 65 Financial Organization Memberships:    Financial Planning Association (FPA), CFA Institute, Paladin Registry
Firm Information Number of Advisors in Office:    Up to 10 employees
Compliance Registered Investment Advisor:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $1,000,000 Compensation Methods:    Based on Assets
Prepared By:	Richard Holbrook

Frequently Asked Questions

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	What services do you provide? What are your specialties?
I provide personalized investment management services to help you do well with your investment portfolio. My approach is global, aimed at helping investors profit from the best opportunities in the world. I care about my clients and provide a high touch level of service.

Q.	What is your experience? How many clients do you currently manage?
I started in this business in 1979 and have been helping individuals and families ever since. I started my own firm in 2003 to provide a high level of service and expertise to a select number of clients.

Q.	What financial institution(s) do you represent?
I am an independent advisor and don't represent any firms. I only serve the interests of my clients.

Q.	How do you charge for your services?
My charges are fee-only, calculated as an annual percentage of the portfolio. The only way my fees can go up is if your portfolio is doing well. We're on the same side of the table.

Q.	Do you provide a free initial consultation?
Yes, I enjoy meeting people and consulting with them about their current situation.

Q.	Why should I choose you as my financial advisor?
I will work with you closely, and give you personalized service and unbiased advice. I will serve you well. Our investment results have been very good, both in up markets, as well as the terrible down market of 2008.