| Advisor Profile |
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| Name: |
Brian Havermann |
| Phone Number: |
(303) 800-1874 |
| Website: |
Visit Website
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| Request More Information |
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| Disclaimer |
| Registered Representative of and securities offered through Berthel Fisher and Company Financial Services, Inc. Member FINRA/SIPC. Havermann Financial is independent of BFCFS. |
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Business Description |
Havermann Financial Services (HFS) is an independent financial advising firm specializing in the development of both diversified portfolios and long-term client relationships built on integrity and trust.
We partner with you proactively to help you grow wealth as well as make prudent decisions regarding taxation. Underpinning HFS's strategic guidance in navigating the ups and downs of the market is its focus on harvesting gains and avoiding over-exposure to risk. To that end, in addition to full-service stock market investing strategies, we specialize in balancing your portfolio using investment options and private offerings whose returns are not related to the stock market. |
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General Information |
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| Name of Broker/Dealer: |
Berthel Fisher & Company Financial Services, Inc.
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| Name of Custodial Firm: |
First Clearing and Sterling Trust
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| States Licensed in: |
Havermann Financial has a "blue sky" license. Currently, HFS is licensed to do business in CO, MA, IA, IN, OR, and WY.
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| States Willing to do Business in: |
Any, once we obtain licensure.
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| Years of Experience in Financial Services: |
19
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| Number of Years with Current Firm: |
16
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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BS, Business Administration and Finance - Regis University (1990)
Certified Financial Planner Certification - 1998
Regular and ongoing due diligence. |
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Services |
| Investment Types: |
Non Traded Real Estate, Annuities, Bonds, Stocks, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
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| Securities Licenses: |
Series 6, Series 7, Series 63
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| Insurance and Annuity Licenses: |
Variable Annuity, Variable Life, Life, Health, Annuity
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| Financial Organization Memberships: |
Financial Services Institute, National Association of Insurance and Financial Advisors (NAIFA), Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
150
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| Advisor's Number of Clients: |
150
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets
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| Additional Details on Charges: |
A commitment to working together to help grow your wealth is primary.
We charge a percentage of assets as a general practice with break points depending on the total worth of the portfolio.
However, when using private or non-stock market related investments, we do not charge beyond the fee that is automatically built in by the investment company being used.
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| Prepared By: |
Brian Havermann |
Frequently Asked Questions |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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I am comapensated through a percentage of assets on which we mutually agree, prior to doing business. If we use a non-traded investment, there is usually a fee built into the investment itself, and I do not charge a percentage of assets on top of that in that case. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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This depends on your personal preference as well as the type of investment you are in. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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I do not recommend how much risk someone should or should not take. Rather, we determine together through an in depth interview, how much risk you and I are comfortable with given your individual financial circumstances and goals. |
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Have you ever been charged with any breaches? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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People that are drawn to my services usually value my expertise, access to investments and intgerity. Being independent allows me access to a wide variety of investments both in and out of the stock market. It also affords me the ability to have an unbiased and balanced approach to your finances. |
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How many years of experience do you have? |
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