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Business Description |
GBJ Scott Financial is a comprehensive Retirement Management firm. As primarily a fee-based planning firm, service is our hallmark. Since, 1987, we have been assisting clients to achieve a financially independent Retirement. Our role is to serve as a consultant, facilitator, and educator in the retirement planning process. We build & develop long-term relationships with you, enhancing your financial well being.
By offering quality service and quality financial products we strive to be your Financial Advisor of choice. |
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General Information |
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| Insurance License#: |
0725050
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| Name of Broker/Dealer: |
SagePoint Financial, Inc.
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| Name of Custodial Firm: |
Pershing LLC
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| States Willing to do Business in: |
CA
TX
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| Years of Experience in Financial Services: |
22
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| Number of Years with Current Firm: |
7
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| Work Experience: |
22 years of Retirment Planning Service as introducing insurance products; securities and consultation & client education
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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| Foreign Languages Serviced: |
German
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Services |
| Investment Types: |
Bonds, Insurance, Annuities, Stocks, Alternative Investments, Exchange Traded Funds (ETFs), Mutual Funds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Retirement Counselor (CRC)
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| Securities Licenses: |
Series 65, Series 7, Series 6, Series 63
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| Insurance and Annuity Licenses: |
Disability, Long Term Care, Variable Annuity, Variable Life, Life, Health
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
300 +
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| Firm's Number of Planning Clients: |
100 +
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| Firm's Number of Managed Clients: |
100 +
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
100,000
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| Compensation Methods: |
Based on Assets
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| Prepared By: |
George Scott |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Advisory client accounts are prorated. After a written request to terminate an advisory account is received the remaining asset-based fee is returned to client. |
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| Q. |
What are your qualifications? What is your education background? |
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22 years of industry and retirement planning expierence; Undergraduate B.A. from Cal State Univerisity of Long Beach; Certified Financial Planner Certificant from The College of Financial Planning, Denver, Colorado; Certified Retirement Counselor Certificant from Texas Tech University and the International Foundation For Retirement Planning, Inc. |
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What is your approach to financial planning? |
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We use a comprehensive goal based approach which identifies the amount of capital required to last a clients lifetime; client priorities are set and a flexible plan is agreed upon. With the help of an Investment Policy Statement (IPS, The plan and accounts are reviewed on an ongoing basis to adhere to client goals and lifetime changes. |
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| Q. |
What services do you offer? |
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Retirement Planning; Retirement sset positioning and account rebalancing; Insurance planning: Life, Health and Long-Term Care |
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| Q. |
How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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Compensation method maybe as a fee-based or commison based manner depending investment selection or client circumstances. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes all accounts are managed on non-discretionary basis. |
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| Q. |
Do you offer any guaranteed results? |
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No reults can be quaranteed. Past Performance is not indicative of future results. |
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How much risk should I be willing to take? |
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Each client has a unique "Risk Budget" and all client investment selection are managed within the risk budget. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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We are not a captive agent nor are we a career insurance agency. A full list will be made available upon request or is available at the State of Jurisdiction web-site. |
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What services do you provide? What are your specialties? |
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