| Advisor Profile |
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Business Description |
If you’re like many people, you’re in the dark about your finances. You pay your bills each month and do your best to prepare for the future. But the truth is, there’s only so much money to go around and preparing for the future can be overwhelming.
Primerica Can Help
To help families better understand their personal finances, Primerica offers the Financial Needs Analysis (FNA). The FNA gives a detailed overview of your current financial situation and suggests a personalized strategy for your financial security. The FNA is complimentary, confidential and customized for every family that Primerica serves. |
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General Information |
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| Insurance License#: |
776611
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| Name of Broker/Dealer: |
PFS Investments
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| Name of Custodial Firm: |
PFS Investments
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| States Licensed in: |
TN,KY,OK
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| States Willing to do Business in: |
TN, KY, OK
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| Years of Experience in Financial Services: |
12
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| Number of Years with Current Firm: |
12
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| I work with the following types of clients: |
Non-Profit Organizations, Businesses, Investment Clubs, Individual Investors
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| Foreign Languages Serviced: |
NA
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Education |
| Academic Background |
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Harrison Chilhowee Baptist Academy
Tennessee Institute of Electronics
Liberty University |
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Services |
| Investment Types: |
Mutual Funds, Insurance, Annuities, Stocks
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Analyst (CFA), Personal Financial Specialist (PFS)
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| Securities Licenses: |
Series 63, Series 6, Series 26
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| Insurance and Annuity Licenses: |
Long Term Care, Variable Life, Life, Variable Annuity, Health, Property, Casualty, Accident, Annuity
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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| Non-Financial Organization Memberships: |
Gideons International
Two Rivers Baptist Church
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
100000+
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| Firm's Number of Planning Clients: |
100000+
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| Firm's Number of Managed Clients: |
100000+
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| Assets Managed by Firm: |
40000000
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| Advisor's Number of Clients: |
250+
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| Advisor's Number of Managed Clients: |
250+
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| Advisor's Number of Planning Clients: |
250+
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| Assets Managed by Advisor: |
2500000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$1000
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| Compensation Methods: |
Based on Assets
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| Prepared By: |
James Woody |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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What are your qualifications? What is your education background? |
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12 Years experience of helping clients |
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What is your approach to financial planning? |
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Finding the clients needs and goals then show them how to achieve them. |
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What services do you offer? |
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A Free Financial Needs Analysis
Investment planning
Insurance planning
Debt Reduction |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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I am only paid when I help a client get to a better position. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Only what you are comfortable with |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Are there any pre-existing conditions that you can not cover? |
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How long does it take to complete the application and approval process? |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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Individual Retirement
Company Retirement Plans
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What is your experience? How many clients do you currently manage? |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Trust, Intergity, Honesty, Satisfied Clients |
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What are your management fees? |
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Varies, depentends on the product |
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What kind of plans do you specialize in? |
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Group and small companies |
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Do you have a minimum requirement for number of employees or total investment value? |
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Do you offer any additional services? |
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