Business Description

Many people have a financial advisor, but why do the affluent typically have multiple advisors? It is because they diversify their financial advice.

I assist individuals and businesses in the following areas:

• Comprehensive Financial Planning
• Asset Allocation Strategy
• Investment Portfolio Risk Analysis
• Business Succession Planning
• Investment Policy Statement Design
• Business 401k and Retirement Plans
• Strategic Life Insurance Design

I am a broad, client-orientated generalist. Once I understand a client’s needs and desires, I assemble a team of experts that assist me in designing and delivering customized solutions.

For example, in the area of asset allocation strategy, ask yourself:

• When was the last time you updated your investment policy statement?

• How was your portfolio’s current asset allocation determined?

• What type of due diligence was performed on the investment options that currently exist in your portfolio?

• What type of periodic monitoring have you applied to your portfolio?

• Do you understand all of the fees and expenses associated with the various components of your investment program?

Please consider allowing me the opportunity to personally introduce myself and understand what is important to you.

General Information

Gender:

Male

CRD#:

5371039

Firm CRD#:

133763

Insurance License#:

0F90690

Name of Broker/Dealer:

SagePoint Financial

Name of Custodial Firm:

Pershing

States Licensed in:

CA
IL
NV

States Willing to do Business in:

ALL

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Individual Investors, Non-Profit Organizations, Businesses

Education

Academic Background

M.B.A.
B.A. Business Management

Services

Investment Types:

Mortgages & Real Estate, Exchange Traded Funds (ETFs), Mutual Funds, Insurance, Annuities, Bonds, Stocks

Qualifications & Memberships

Securities Licenses:

Series 7, Series 24, Series 66

Insurance and Annuity Licenses:

Life, Annuity, Variable Life, Variable Annuity, Long Term Care

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

100+

Firm's Number of Planning Clients:

100+

Assets Managed by Firm:

$50M

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-only financial professional:

Yes

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$50K

Compensation Methods:

Flat Fee, Based on Assets, Hourly

Fee % Based on Assets:

.69

Hourly Rate:

$195

Prepared By:

Pete Pavich