| Advisor Profile |
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Business Description |
Regal Capital Management is a registered investment advisory firm providing comprehensive financial planning and investment counsel for individual clients, small to medium-sized businesses, and non-profit organizations. Our recommendations are completely objective and are customized to the needs of each client.
Our focus is working with clients in a long-term relationship. We believe in stewardship and not salesmanship. It is our mission to partner with clients to accumulate wealth, manage wealth, and preserve wealth. We utilize proven strategies based on academic research. We do not seek to be advisors to the masses, but we would like to be partner with you to secure your hard-earned wealth for you and your families.
Please, feel free to browse the rest of our site at your leisure and explore whether our approach and philosophy might be right for you. We are currently accepting new clients and look forward to hearing from you |
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General Information |
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| States Willing to do Business in: |
Any state.
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| Years of Experience in Financial Services: |
9
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| Number of Years with Current Firm: |
9
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| Work Experience: |
Several year's experience in providing financial & retirement planning, investment management, and counseling for both individuals and businesses including business owners.
In addition, I am also involved in training programs and am an adjunct professor in Finance for the largest private college in Indiana.
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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Bachelor of Business Administration - Northwood University (1988). Graduated summa cum laude.
MBA, Financial Planning - City University (2006) |
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Services |
| Investment Types: |
Real Estate, Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Insurance License (Life & Health; Long Term Care;, Masters in Financial Services (MSFS)
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| Securities Licenses: |
Series 6, Series 7, Series 63
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| Insurance and Annuity Licenses: |
Annuity, Accident, Disability, Variable Life, Long Term Care, Variable Annuity, Health, Life
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
110
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| Firm's Number of Planning Clients: |
15
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| Firm's Number of Managed Clients: |
95
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| Assets Managed by Firm: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-only financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$25,000
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| Compensation Methods: |
Hourly, Flat Fee, Based on Assets
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| Fee % Based on Assets: |
1.00
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| Additional Details on Charges: |
Will work on on hourly fee, retainer fee, or assets under management fee.
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| Prepared By: |
Bruce Roberts |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Yes. This is covered in our engagement letter. |
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What are your qualifications? What is your education background? |
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I have an undergraduate degree in Business Administration. I also have a Masters of Business Administration with a concentration in Financial Planning.
In addition I have also taught college level courses in many areas including finance.
We have our full licenses such as series 6, 63, 7, life & health insurance license. |
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What is your approach to financial planning? |
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A consultative approach to provide solutions and establish long term relationships. We consider ourselves stewards as opposed to salespeople. |
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| Q. |
What services do you offer? |
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A full range of comprehensive investment management and financial planning services. This includes managing investment accounts, retirement plan rollovers, retirement planning, insurance planning, estate planning, and all financial planning services. |
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| Q. |
How many clients do you currently manage? |
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Will you be the only person working with me? |
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Assistants may help but I will be the primary advisor. |
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How are you compensated? How will I pay for your services? |
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Fees for services. For investment management, we charge a percent of assets under management. For other services, fees are established after an initial consultation. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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This is dependent upon your requirements. We can work both ways. |
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| Q. |
Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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This depends upon your risk profile, age, and goals. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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A full range of comprehensive investment management and financial planning services. This includes managing investment accounts, retirement plan rollovers, retirement planning, insurance planning, estate planning, and all financial planning services. |
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What is your experience? How many clients do you currently manage? |
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How do you charge for your services? |
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Fees for services. For investment management, we charge a percent of assets under management. For other services, fees are established after an initial consultation. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Because with our firm you will not be meeting with a salesperson. We are competent advisors who take seriously our commitment to being good stewards.
We have high education credentials and high client satisfaction rates. |
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What are your management fees? |
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This depends upon the size of the account. |
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What kind of plans do you specialize in? |
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We provide open architecture plans for businesses and we act as co-fiduciaries of the plans. |
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Do you have a minimum requirement for number of employees or total investment value? |
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No. However, the types of plans we offer depends upon the size of the plan. |
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What type of plans do you offer? |
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All types of retirement plans for businesses. This can include 401K plans, Simple and SEP IRA plans, Profit Sharing, and many other plans. |
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Do you offer any additional services? |
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Yes. This includes a full range of accounting services from our CPA.
In addition, we offer group benefit plans. |
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What are your qualifications? |
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I have an undergraduate degree in Business Administration. I also have a Masters of Business Administration with a concentration in Financial Planning.
In addition I have also taught college level courses in many areas including finance. |
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What is your approach to Education Planning? |
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We take a planning approach to assess goals and how best to achieve them. |
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How long does the process of setting up an Education Plan usually take? |
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How many years of experience do you have? |
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What are your fees for this service? |
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This depends upon many factors of which will be covered in an initial free consultation. |
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Why should I work with you on setting up an Education Plan? |
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We provide a consultative approach instead of sales-based. |
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| Q. |
Do you provide a free initial consultation? |
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| Q. |
What are your qualifications? |
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I have an undergraduate degree in Business Administration. I also have a Masters of Business Administration with a concentration in Financial Planning.
In addition I have also taught college level courses in many areas including finance.
We have our full licenses such as series 6, 63, 7, life & health insurance license. |
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What is your approach to 401 K plan rollovers? |
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We provide a consultative approach instead of sales-based. We establish an income plan and long-term retirement goals. We will roll over plans into a managed investment program that meets the client's goals. We take a very careful approach to asset protection and income generation. |
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| Q. |
How long does the process of rolling over a 401K plan usually take? |
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How many years of experience do you have? |
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What are your fees for this service? |
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We charge a fee for assets under management. Other alternatives can be discussed. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We provide a consultative approach instead of sales-based. We have extensive experience in this area. |
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Do you provide a free initial consultation? |
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