Business Description

Insurance & Financial Services: Life Insurance, Mortgage Protection, Long Term Care Insurance, Disability Income Protection, business Insurance, Group Health, Key Man Incentives, AD&D Travel, Buy Sell, Executive Comp Plans, Planning services

Services Offered

	To submit a request please click on the services offered below.
	Auto Insurance - Fleet Auto Insurance Agents Commercial Real Estate Commercial Real Estate Loans Construction Loans Debt Consolidation Dental Insurance Agents Financial Advisors Financial Planners Group Health Insurance Guardianship - Elder Health Insurance Agents Home Equity Loan Homeowners Insurance Agents Life Insurance Agents Mortgages - Debt Consolidation Mortgages - Purchase Mortgages - Refinance Property Insurance Workers Compensation Insurance

Frequently Asked Questions

General Questions
Q.	Do you have a customer satisfaction or refund policy?

Financial Planners
Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	Do you have a customer satisfaction or refund policy?
A satisfied client is always the goal.

Q.	What are your qualifications? What is your education background?
30 years experience in the Financial markets, College Grad, business owner, 5 years with Prudential Financial, Licensed for Life, Health, Property/Casualty, Certified in Long Term Care Insurance with the Corporation for Long Term Care, (see their web site).Licensed Series 7, Series 6, Series 65, Series 63, Registered Representative with NASD.

Q.	What is your approach to financial planning?
Detailed fact finding approach, analysis and formal printed recommendations.

Q.	What services do you offer?
Financial Planning, Long Term Care Insurance, Long Term Disability, Auto/Home insurance, College funding, Annuities, Business insurance, Group Health, Life insurance

Q.	How many clients do you currently manage?
Over 500

Q.	Will you be the only person working with me?
I can draw from a pool of resources as required by the client.

Q.	How are you compensated? How will I pay for your services?
Commissions &/or fees

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes.

Q.	Do you offer any guaranteed results?
In certain areas

Q.	How much risk should I be willing to take?
Everyone is different. An Asset Allocation analysis will reveal and individuals risk tolerance.

Q.	Have you ever been charged with any breaches?
No.