Business Description
CFP with over 15 years experience, serving primarily in the areas of retirement planning and asset management. We provide highly individualized advice to our clients with the ability to provide personal attention locally and to selected areas.
General Information Gender:    Male CRD#:    2155877 Name of Broker/Dealer:    Cambridge Investment Research, Inc. Name of Custodial Firm:    NFS, CB&T, and others States Licensed in:    AZ,CA,CO,FL,GA,IN,KY,NH,NY,OH,OR,PA,VA,WI States Willing to do Business in:    AZ,CA,CO,FL,GA,IN,KY,NH,NY,OH,OR,PA,VA,WI Years of Experience in Financial Services:    15 Number of Years with Current Firm:    3 Work Experience:    Independent advisor for three years. With major financial services company for prior 12 years. I work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations
Education Academic Background   Degree in Finance
Services Investment Types:    Options & Futures, FOREX & Currency, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    Certified Financial Planner (CFP®) Securities Licenses:    Series 7, Series 63 Insurance and Annuity Licenses:    Annuity, Accident, Life, Variable Life, Long Term Care, Variable Annuity, Disability
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes Firm's Number of Clients:    400 Firm's Number of Planning Clients:    125 Firm's Number of Managed Clients:    250 Assets Managed by Firm:    >$50M Advisor's Number of Clients:    200 Advisor's Number of Managed Clients:    100 Advisor's Number of Planning Clients:    60 Assets Managed by Advisor:    >$20M
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $100K Compensation Methods:    Commissions, Hourly, Flat Fee, Based on Assets Fee % Based on Assets:    .8%-1.5% Hourly Rate:    $150 Flat Fee Rate:    Varies
Prepared By:	Darrell Masters
Most Recent Update:	07/10/2008

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

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Q.	Do you have a customer satisfaction or refund policy?
Yes. We have a policy of returning fees for financial planning if a client feels we haven't addressed their needs.