Business Description

Dedicated professionalism in the Richmond area since 2000.

We Assist clients in learning how to make the most efficient use of thier assets, reduce the cost of their insurance plans while getting the most benefits for thier money.

General Information

Gender:

Male

CRD#:

4572492

Name of Broker/Dealer:

Foresters Equity Services

Name of Custodial Firm:

HBW Insurance and Financial Services

States Licensed in:

VA, MD, NC

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Businesses, Individual Investors

Education

Academic Background

1988 graduate of Oklahoma State University. BS in Agricultural Economics with a monor in Marketing and Business. Served in Student Government for 2 years and in Aggie-X (OSU's Agricultural Club.

Continued education through my profession and studies at Virginia Commonwealth University.

Services

Investment Types:

Mortgages & Real Estate, Mutual Funds, Insurance, Annuities

Qualifications & Memberships

Securities Licenses:

Series 6, Series 63

Insurance and Annuity Licenses:

Variable Life, Variable Annuity, Disability, Long Term Care, Life, Health, Annuity

Non-Financial Organization Memberships:

Served as Food Festival Corporate Sponsorship Chair for Midlothian Rotary for two years. Currently serving on my churches Endowment Committee.

Firm Information

Number of Advisors in Office:

Up to 10 employees

Firm's Number of Clients:

300

Firm's Number of Planning Clients:

100

Compliance

Registered Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Minimum Portfolio Size for New Managed Accounts:

10000

Compensation Methods:

Commissions, Flat Fee

Prepared By:

Joseph Rapp

Most Recent Update:

08/06/2008