Business Description

I work with clients to help them define, develop and achieve their financial goals and dreams. I encourage them to dream courageously about what they want to accomplish and to take immediate, concrete steps to achieve these goals.

In my financial analysis, I strive to help clients increase cash flow, minimize taxes and to accumulate & protect wealth. I practice as a financial planner at the core and being multi-disciplinary, at implementation I am able to act as either stock broker, Investment Advisory Associate or Insurance Broker depending on what solutions work best. Also being independent means I have no proprietary products and can objectively seek out optimal solutions.

I believe in developing long term relationships built on impeccable ethics and client service. Simply put, never giving advice to a client that I would not ordinarily give to myself had I been in the same situation with the same opinions.

General Information

Gender:

Male

CRD#:

4654613

Firm CRD#:

2084

Insurance License#:

OD89030

Name of Broker/Dealer:

United Planners Financial Services of America

States Licensed in:

AZ, CA, IN, NY

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

I have spent over 15 years building my practice, platforms, knowledge and profession in the image of the kind of financial planning practice I would want to consult with. I practice as a financial planner at the core which means I take a holistic view on where you are now, where you want to be and then help you determine the most optimal steps to achieve those objectives. At implementation I am multi disciplinary and can act as stock broker, insurance broker or Investment Advisor Associate depending on what the most optimal solution is for your situation.

I work with the following types of clients:

Individual Investors, Businesses

Education

Academic Background

B. Business Science
Post Graduate in Business Science obtained with Honors
Advanced Post Graduate Diploma (Investment Planning and Portfolio Management)

Services

Investment Types:

FOREX & Currency, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Alternative Investments, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

Certified in Long-Term Care (CLTC)

Securities Licenses:

Series 63, Series 65, Series 7

Insurance and Annuity Licenses:

Variable Life, Long Term Care, Variable Annuity, Disability, Life, Annuity, Health

Financial Organization Memberships:

Financial Planning Association (FPA), Financial Planning Institute of SA

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

Assets Managed by Firm:

>$10m

Advisor's Number of Clients:

Assets Managed by Advisor:

>$10m

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Hourly, Based on Assets, Commissions, Flat Fee

Fee % Based on Assets:

varies

Hourly Rate:

$0 - $200

Additional Details on Charges:

Free initial consultation to introduce ourselves and help you discern my value offering to the issues identified. Since Im a financial planner, insurance broker, stock broker and investment advisor associate, Im able to act in various capacities depending on what is deemed to be ideal for you. Should fee only consulting be the way to go, my hourly rate is $200 per hour.

Prepared By:

Herman Nainkin CFP® *, Fellow FPISA

Most Recent Update:

07/02/2008