| Advisor Profile |
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Business Description |
| As a Financial Advisor, my main focus is to help clients acheive their financial and personal goals through sound investment strategies, proper diversification, and constant support and communication from myself and my team here at UBS Financial |
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| Prepared By: |
Edward Zbytniewski |
| Most Recent Update: |
03/07/2008 |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I have a Bachelor's degree in Finance with a minor in Accounting. My professional qualifications include series 7,63,65 licenses, as well as license for Life, Accident and Health insurance. |
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What is your approach to financial planning? |
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I help my clients get from point A in life to point B in life with as little risk as possible, while being properly diversified towards their investment goals and objectives. |
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What services do you offer? |
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I provide all types of services. As an advisor with Morgan Stanley, I have the benefit of working at a full service investment company. As a client, you have access to every service you will need to accomplish your investment goals, from insurance srvices to financial planning and advice to retirement services we can provide you with what you need to make your goals a reality. |
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How many clients do you currently manage? |
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As an advisor, my team and I manage well over $100 million in assets for a wide variety of clients and companies. |
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Will you be the only person working with me? |
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My clients get personal, individualized attention from myself, as well as from my team of two other financial advisors. I will be the one you will work with, but if I am ever unavailable or out servicing other clients, there will always be someone here to answer your questions. |
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How are you compensated? How will I pay for your services? |
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I change a flat percentage fee for my service that is different for every client and service. The fee is negotiable, and is based on account perfomance. As a client, you will always know what and why you are being charged, which is always different depending on the service provided. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Absolutly. My clients are constanly involved and informed in the management and flow of their own money. Under my professional guidance, together my clients and I make the decisions that are best suited for thier own individual needs, goals and objectives. |
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Do you offer any guaranteed results? |
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There is no guarantee of any future results. However, together, through proper asset allocation and investment strategies, we can make sure that you are properly invested according to your individual goals, risk tolerance, and asset allocation. |
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How much risk should I be willing to take? |
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Risk is different for each person and is based on certain criteria such as investment experience, age, income etc. We have state of the art tools designed to pin point each clients risk tolerance according to their own unique objectives and goals. |
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Have you ever been charged with any breaches? |
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No I have not. I have never been accused of any wrong doing. I have never had a complaint against the way I treat clients and their accounts. I try my hardest to run a clean, honest practice. This is my profession, and I have invested too much time, effort and money to do anything that would jeapordize my career or my clietns hard earned assets. |
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