Business Description
When you are my client, the highly personal comprehensive services provided guide you through life’s challenges and opportunities with an Independent Advisor you trust to put your interest first. I don't have a hidden product agenda or sales quota that must be met at your expense. I believe financial success is achieved when you reach goals and touch your dreams. I believe financial independence is enjoyed when resources meet or exceed needs. I provide peace of mind with step by step suggestions through various life stages from being new in the workforce, becoming a self employed professional, paying for weddings and college expenses, traveling on the trip of a lifetime, maximizing an inheritance or unexpected financial windfall, retirement income stream planning or leaving a family legacy to those you love.
General Information Gender:    Female CRD#:    2129556 Name of Broker/Dealer:    Woodbury Financial Services (Independents only) States Licensed in:    KS, MO, CO, SD, IN, VA, TX, AZ, WA States Willing to do Business in:    KS, MO, CO, SD, IN, VA, TX, AZ, WA Years of Experience in Financial Services:    23 Number of Years with Current Firm:    17 Work Experience:    You pay financial advisors for their expertise, experience, education and certifications to provide you with high quality advice. I am a CHartered FinanciAl COnsultant (ChFC), Investment Advisor Representative and licensed Agent. My profile discloses all of these areas to you instantly in a non-biased, independent third party format to document my commitment to knowledge and financial excellence for YOUR benefit. My clients have found that this depth of knowledge they have not experienced before is of great value in their overall planning process. I have contributed a wide variety of articles across several different magazine and internet publications. I was also an invited contributor to the book entitled "STOP AND THINK: Best Advice from 10 Outstanding Financial Professionals for YOU and YOUR FAMILY. I work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations Foreign Languages Serviced:    English only
Education Academic Background   American College, Bryn Mawr, PA
Services Investment Types:    Insurance, Mutual Funds, Annuities, Mortgages & Real Estate
Qualifications & Memberships Certifications, Accreditations & Designations:    Investment Advisor Representative, Chartered Financial Consultant (ChFC) Securities Licenses:    Series 63, Series 6 Insurance and Annuity Licenses:    Critical Illness, Variable Annuity, Long Term Care, Variable Life, Disability, Annuity, Health, Life Financial Organization Memberships:    Paladin Registry Non-Financial Organization Memberships:    Topeka Independent Business Alliance (TIBA) Kansas Public Health Association, Inc. Kansas Health Consumer Coalition Light of the World Christian Center Citizen Potawatomi Nation Topeka Chamber of Commerce Association of Women Entrepreneurs Women?s Entrepreneur Association Topeka YMCA Sports Car Club of America
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes Firm's Number of Clients:    decline Firm's Number of Planning Clients:    decline Firm's Number of Managed Clients:    decline Assets Managed by Firm:    20M+ Advisor's Number of Clients:    decline Advisor's Number of Managed Clients:    decline Advisor's Number of Planning Clients:    All Assets Managed by Advisor:    20M+
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $250,000 Compensation Methods:    Flat Fee, Hourly, Commissions, Based on Assets Fee % Based on Assets:    varies Hourly Rate:    varies Flat Fee Rate:    varies Additional Details on Charges:    Charges vary based on complexity of the project and by the value of assets under management. Compensation method is determined at the conclusion of the analysis process when the client has elected to implment any suggested changes. Clients may have the option of fee, commission or combination based compensation depending on the scope of the planning performed or structure of current investments brought into the asset management program. For a common example, if a client already has paid the fees on "A" share mutual funds, who are suitable and workable long term that pay trails to the Rep of record, it would make no sense to change that in place fee structure before our relationship began and simply updating the Rep of record moves the compensation trail for servicing in these cases on these assets. Minimum Fee Charged for Managed Accounts:    varies Minimum Fee Charged for Hourly Planning Accounts:    varies Minimum Fee Charged for Flat Fee Accounts:    varies
Prepared By:	Amy Rose Herrick
Most Recent Update:	06/24/2008

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

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Q.	Do you have a customer satisfaction or refund policy?
Yes. If you are not completely satistifed with the results of my Comprehensive Economic Analysis, and you will not be implementing any of the recommendations contained therein, there will be no charge for those services rendered upon return of all materials.