Business Description

Creative Financial Solutions is one of the premier independent fee based firms in Colorado, providing financial planning and investment management services for one low fee. Client's are advised personally by the President of the firm, and will never be handed off to a junior employee, or account executive. Our services are very comprehensive and include a detailed financial plan at no additional cost (a $1500 value).

We provide a personalized long-term relationship, with a strong emphasis on client education and awareness. Our primary focus is helping you tame the complexity of your financial affairs, so you can relax, and enjoy life without worrying about your money. CFS is designed to help you reach financial freedom sooner than would be possible on your own, and at a much lower cost.

Our firm has nothing to sell but our nationally recognized expertise, and our many years of experience helping people make the most of their assets, achieve their personal and financial goals, and fulfill their dreams for the future. After dealing with hundred's of individuals, family's and retiree's since 1986, we understand all of the necessary steps towards reaching success.

Don't be amoung the vast majority that never achieve true financial independence. Remember: People do not plan to fail, they fail to plan!

We also provide a FREE consultation with flexible office hours, so why not take a little time and discover for yourself how easy it is to greatly improve your financial life.

General Information

Gender:

Male

CRD#:

114070

Firm CRD#:

114070

Insurance License#:

12087

Name of Custodial Firm:

Charles Schwab & Co. Inc

States Licensed in:

Colorado

States Willing to do Business in:

Colorado

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

See our website for a complete overview.

I work with the following types of clients:

Individual Investors

Education

Academic Background

I have an extensive background which can be viewed on our website.

Services

Investment Types:

Mutual Funds, International Investments, Annuities, Bonds, Stocks

Qualifications & Memberships

Certifications, Accreditations & Designations:

REGISTRY CERTIFIED FINANCIAL SPECIALIST

Securities Licenses:

RIA

Insurance and Annuity Licenses:

Annuity, Life

Financial Organization Memberships:

Financial Services Organization

Non-Financial Organization Memberships:

See our website for a complete overview.

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

100

Firm's Number of Planning Clients:

Firm's Number of Managed Clients:

100

Assets Managed by Firm:

$50,000,000

Advisor's Number of Clients:

100

Advisor's Number of Managed Clients:

100

Advisor's Number of Planning Clients:

Assets Managed by Advisor:

50,000,000

Compliance

Registered Investment Advisor:

Yes

Investment Advisor Representative:

Yes

Compensation & Fees

I am a fee-only financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

100,000

Compensation Methods:

Based on Assets

Fee % Based on Assets:

1% yearly

Hourly Rate:

Flat Fee Rate:

Additional Details on Charges:

Our fees are based on the investment assets we are actively managing for you, and range from .50% to 1.25% annually. Our services also include a comprehensive financial plan at no additional cost (a $1500 value).

Minimum Fee Charged for Managed Accounts:

1,000 year

Minimum Fee Charged for Hourly Planning Accounts:

N/A

Minimum Fee Charged for Flat Fee Accounts:

1,000 year

Prepared By:

David Repka

Most Recent Update:

06/26/2008