| Advisor Profile |
 |
| Name: |
Peter Johnson, CFP® |
| Phone Number: |
(716) 712-5978 |
| Website: |
Visit Website
|
|
|
 |
| Research This Advisor |
|
|
Disclosure Link:
www.petejohnson.net
|
| Request More Information |
|
| Disclaimer |
| Securities offered through Securities Service
Network. Member FINRA/SIPC |
|
|
|
|
|
Business Description |
We are a full-service financial firm committed to helping
people pursue their financial goals. We offer a wide
range of financial products and services to individuals
and business owners. We believe you will be better able
to identify your goals and make sound decisions to help
reach them by our providing sound financial information.
Please call us if you have any questions about our firm
or the range of financial products and services we
provide. Our firm has a relationship with a variety of
financial services companies, so if we don’t have a
product or service, we know a group that does. |
|
| |
|
|
General Information |
|
|
|
|
|
|
| Insurance License#: |
la-681489
|
|
| Name of Broker/Dealer: |
Securities Service Network, Inc.
|
|
| States Licensed in: |
NY, NC, OH
|
|
| States Willing to do Business in: |
NY
|
|
| Years of Experience in Financial Services: |
21
|
|
| Number of Years with Current Firm: |
12
|
|
| Work Experience: |
I have been a financial advisor since 1989. First
with American Express for 8 years, then with
Citizens bank for 1 year and with Securities Service
Network for the past 12 years
|
|
| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
|
|
| |
|
Education |
| Academic Background |
| |
Graduated from SUNY Plattsburgh in 1983. Attended
SUNY at Buffalo for graduate school from 1984- 1986.
I received my CFP Certificate in 1996. |
|
| |
|
Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Alternative Investments, Bonds, Stocks, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI)
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
|
|
| Securities Licenses: |
Series 63, Series 7, Series 24, Series 65
|
|
| Insurance and Annuity Licenses: |
Disability, Variable Annuity, Long Term Care, Variable Life, Life, Accident, Annuity, Health
|
|
| Non-Financial Organization Memberships: |
Board member of the Morlock Foundation
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| Assets Managed by Firm: |
$
|
|
| Advisor's Number of Clients: |
150
|
|
| Advisor's Number of Managed Clients: |
30
|
|
| Advisor's Number of Planning Clients: |
40
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| Registered Representative: |
Yes
|
|
| I am an acknowledged fiduciary: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
|
|
| Minimum Portfolio Size for New Managed Accounts: |
50000
|
|
| Compensation Methods: |
Based on Assets, Commissions, Hourly, Flat Fee
|
|
| |
|
| |
| |
| Prepared By: |
Peter Johnson, CFP® |
Frequently Asked Questions |
|
| Q. |
Do you have a customer satisfaction or refund policy? |
| |
Although we do our best to make sure you are completely satisfied, we do not have a refund policy. |
|
| Q. |
What are your qualifications? What is your education background? |
| |
I have been a Certified Financial Planner since 1996, a Registired Investment Advisor since 2000 and I have been a financial planner since 1989 when I started while working with American Express Financial Advisors. |
|
| Q. |
What is your approach to financial planning? |
| |
Many of my clients are saving for retirement and will need to create a solid financial road map to pursue this goal. That’s where I can help, by structuring a sound financial plan designed to achieve your financial goals. My job is to supply knowledge and financial advice to help my clients make some of the most important, informed decisions of their lives. |
|
| Q. |
What services do you offer? |
| |
Personal financial planning, including planning for education goals, retirement, tax preparing and reduction strategies, investment strategies, asset allocation, long-term care, estate planning and charitable giving. |
|
| Q. |
How many clients do you currently manage? |
|
| Q. |
Will you be the only person working with me? |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
I work as a fee only, commission only or a mix of fee and commission. |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
That depends on how you want it set up. I can make changes with your permission, or we can set it up to make changes automatically. |
|
| Q. |
Do you offer any guaranteed results? |
|
| Q. |
How much risk should I be willing to take? |
| |
That is determined when we meet based on your needs and risk tolerances. |
|
| Q. |
What services do you provide? What are your specialties? |
| |
I am a well rounded financial planner with strength in asset management, retirement cash flow planning and education funding planning. I also work with families to help them with estate planning and family wealth transition planning. |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
I have been a financial planner since 1989 where I spent 8 years with American Express Financial Advisors. I spent one year with a local bank as a financial advisor at 5 branches. Since 1998, I have been with my present broker dealer and have recently opened my own firm while maintainng all of my clients I worked with since 1998. |
|
| Q. |
What financial institution(s) do you represent? |
| |
I am an independent advisor and as such can work with any companies I and my broker dealer deem worthy of using to help my clients meet their financial objectives. |
|
| Q. |
How do you charge for your services? |
| |
I work as a fee only, commission only or a mix of fee and commission. |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
Why should I choose you as my financial advisor? |
| |
You should consider me as your financial advisor because I am very experienced, knowledgeble and unbiased in how I will work to help you meet your financial goals. I do not have a huge client base so I am able to provide high quality service on a close personal basis. |
|
| Q. |
What are your management fees? |
| |
This depends on the plan you choose and the size of your company. The fees will be competitive. |
|
| Q. |
What kind of plans do you specialize in? |
| |
Small company plans with 0 - $5,000,000 in assets. |
|
| Q. |
Do you have a minimum requirement for number of employees or total investment value? |
|
| Q. |
What type of plans do you offer? |
| |
403b, 401k and profit sharing, Simple IRA's |
|
| Q. |
Do you offer any additional services? |
| |
We do offer employee financial consultations should the employer feel this is appropriate. |
|
| Q. |
What are your qualifications? |
| |
I have been working with clients helping them meet their retirement and investmant planning needs since 1989. I am a CFP as well as a Registered Investment Advisor. I am licenced to sell stocks, bonds, mutual funds, and variable annuities. |
|
| Q. |
What is your approach to 401 K plan rollovers? |
| |
I generally meet with clients, develop a comprehensive financial plan and based on that plan, develop what 401k rollover choice makes the most sense for my client. |
|
| Q. |
How long does the process of rolling over a 401K plan usually take? |
| |
2 weeks to 2 months depending on the company where the rollover is coming from. |
|
| Q. |
What financial institutions do you represent? |
| |
Most of the companies out there including but not limited to John Hancock, Nationwide, ING, various RIA wealth management firms, American Funds, Franklin Funds, Fidelity, Oppenheimer etc... |
|
| Q. |
How many years of experience do you have? |
|
| Q. |
What are your fees for this service? |
| |
That depends on the service you and I determine makes the most sense for your goals and concerns. |
|
| Q. |
How many 401K rollover clients do you currently manage? |
|
| Q. |
Why should I roll over my 401K plan to your firm? |
| |
Because I will spend the time it takes to make sure your financial goals are addressed and develop and continue to work with you to help you continue to meet these ongoing needs. |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
