| Advisor Profile |
 |
| Name: |
Tim Freiberg |
| Phone Number: |
(715) 573-1742 |
| Website: |
Visit Website
|
|
|
 |
| Research This Advisor |
|
|
| Request More Information |
|
|
|
|
|
|
Business Description |
I represent many quality insurance and investment companies to provide for you the best products, rates, and service to meet your needs. No single company has the best solution for your individual concerns. Through the representation of many companies, I can shop the best product for you.
The following is a list of the services I provide. Please use me as a reference if you need information or pass this to a friend.
Retirement Income & Planning including:
Mutual Funds portfolio construction & management
IRAs - Traditional, ROTH, & Non-Deductable
College Planning- Section 529 Plans - Wisconsin's EdVest or others
Annuities - fixed, index, variable
401k and other business retirement plans - Sep, Simple, Individual-K
Insurance Planning including:
Life Insurance term or permanent
Disability Income Insurance - individual or group
Long Term Care Insurance - protecting assets from a nursing home
Health Insurance - Group & Individual
Medicare Advantage and Med |
|
| |
|
|
General Information |
|
|
|
|
| Insurance License#: |
2405151
|
|
| Name of Broker/Dealer: |
Packerland Brokerage Services, Inc.,
|
|
| States Licensed in: |
WI, MN, FL, OH
|
|
| Years of Experience in Financial Services: |
8.5
|
|
| Number of Years with Current Firm: |
5
|
|
| Work Experience: |
I have been a financial advisor since I graduated from college. This has been my only profession post college.
|
|
| I work with the following types of clients: |
Businesses, Individual Investors
|
|
| |
|
Education |
| Academic Background |
| |
| BS - Northern Michigan University (2001) |
|
| |
|
Services |
| Investment Types: |
International Investments, Mutual Funds, Insurance, Alternative Investments, Annuities
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Insurance License (Life & Health; Long Term Care; Specify below)
|
|
| Securities Licenses: |
Series 63, Series 6
|
|
| Insurance and Annuity Licenses: |
Variable Life, Variable Annuity, Disability, Long Term Care, Life, Health, Annuity
|
|
| Non-Financial Organization Memberships: |
In my spare time, I enjoy spending time with my family and coaching high school athletics
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| I work with clients as part of a team: |
Yes
|
|
| Advisor's Number of Clients: |
100+
|
|
| Assets Managed by Advisor: |
10,000,000+
|
|
| |
|
Compliance |
| Registered Representative: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| Fee Structure: |
I am a commission only financial professional
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$25,000
|
|
| Compensation Methods: |
Commissions
|
|
| Additional Details on Charges: |
I typiclly work on a commision basis. Often times I give my clients different options as to how they would like me to sell the product to them. I am very up front with my clients as to how I get paid, and if they want to know I will tell them how much I get paid from selling a specific product.
|
|
| |
|
| |
| |
| Prepared By: |
Tim Freiberg |
Frequently Asked Questions |
|
| Q. |
Do you have a customer satisfaction or refund policy? |
|
| Q. |
What are your qualifications? What is your education background? |
| |
Northern Michigan University BS 2001 |
|
| Q. |
What is your approach to financial planning? |
| |
Fit the client with the product or products that best suit their needs. Being affiliated with an INDEPENDENT Broker Dealer I have no company that I HAVE to do business with. This allows me to be truly independant. |
|
| Q. |
What services do you offer? |
| |
Insurance, Investments, Financial Planning |
|
| Q. |
How many clients do you currently manage? |
| |
Over 100 clients, not including participants I work with through business retirement plans I have (401k's, etc). |
|
| Q. |
Will you be the only person working with me? |
| |
More than likely yes, unless there is a situation where bringing my business partner on the case makes sense. |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
Commision from the financial products I place my clients in |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
Yes, unless you tell me differently |
|
| Q. |
Do you offer any guaranteed results? |
|
| Q. |
How much risk should I be willing to take? |
| |
This depends on many factors we will explore. Everyone's risk tolerance is different |
|
| Q. |
Have you ever been charged with any breaches? |
|
| Q. |
What carrier(s) do you represent? |
| |
Many, I have the ability to shop to a multiple of carriers |
|
| Q. |
Are there any pre-existing conditions that you can not cover? |
| |
In most cases, I can get offers for clients |
|
| Q. |
How long does it take to complete the application and approval process? |
| |
Usually the process takes at least 3 weeks. There are many variables determining how long the underwriting process takes. |
|
| Q. |
What services do you provide? What are your specialties? |
| |
Insurance, Investments, Financial Planning |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
Over 100 clients not including participants I work with through business retirement plans I have (401k's, etc). I work with clients in all age groups and occupations. |
|
| Q. |
What financial institution(s) do you represent? |
| |
Packerland Brokerage Services, Inc. An independant Broker Dealer based out of Green Bay, WI |
|
| Q. |
How do you charge for your services? |
| |
Commision from the financial products I place my clients in |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
Why should I choose you as my financial advisor? |
| |
Make your decision after you meet with me for a free, no obligation first meeting. |
|
| Q. |
What are your management fees? |
| |
It depends on how much money is in the plan and how many people are participating |
|
| Q. |
What kind of plans do you specialize in? |
| |
401k and Defined Contribution |
|
| Q. |
Do you have a minimum requirement for number of employees or total investment value? |
|
| Q. |
What type of plans do you offer? |
| |
401k, Simple IRA, Sep IRA, Individual K, Defined Contribution |
|
| Q. |
Do you offer any additional services? |
| |
Education for participants in the plan |
|
| Q. |
What is your approach to Education Planning? |
| |
Same as other investments, I fit my clients with investments in line with the risk tolerance they are willing to take on. |
|
| Q. |
How long does the process of setting up an Education Plan usually take? |
| |
Same day as meeting if that's what the client wants |
|
| Q. |
What financial institutions do you represent? |
|
| Q. |
How many years of experience do you have? |
| |
I've been in business since 2002 |
|
| Q. |
What are your fees for this service? |
|
| Q. |
How many Education Planning clients do you currently manage? |
|
| Q. |
Why should I work with you on setting up an Education Plan? |
| |
I am independant and can use all of the carriers |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
What is your approach to 401 K plan rollovers? |
| |
Share different options with the clients and help them choose an option that is comfortable for them. |
|
| Q. |
How long does the process of rolling over a 401K plan usually take? |
| |
2-4 weeks. Often time it depends on how quickly the financial instituion is at releasing the funds |
|
| Q. |
What financial institutions do you represent? |
|
| Q. |
How many years of experience do you have? |
| |
Been in practice since April 2002 |
|
| Q. |
What are your fees for this service? |
|
| Q. |
How many 401K rollover clients do you currently manage? |
|
| Q. |
Why should I roll over my 401K plan to your firm? |
| |
Because I am independent and I can show you as many different options as you'd like with many different companies. |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
