| Advisor Profile |
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| Name: |
Michael Finer |
| Phone Number: |
(978) 248-0138 |
| Website: |
Visit Website
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Business Description |
Major League Investments' investment philosophy is one of balance. We believe that the use of asset allocation strategies is the wisest approach to conserve assets and maximize growth. Our business is the careful crafting of customized diversified investment plans. We design each plan to achieve an appropriate balance considering the individual risk tolerance, liquidity needs and short- and long-term goals of our clients.
Major League Investments Inc. provides fee-based portfolio management services. As a fee-based advisor, we derive our income from one advisory fee- a sliding scale percentage ? based on the size of your managed account. Our one-on-one approach to client relations means that our professional staff will take the worry out of managing your assets. |
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General Information |
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| Name of Broker/Dealer: |
Schwab Institutional
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| Name of Custodial Firm: |
Schwab Institutional
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| States Licensed in: |
SEC Registered Investment Advisor
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| States Willing to do Business in: |
All
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| Years of Experience in Financial Services: |
20
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| Number of Years with Current Firm: |
13
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| I work with the following types of clients: |
Non-Profit Organizations, Businesses, Individual Investors
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| Foreign Languages Serviced: |
Spanish
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Education |
| Academic Background |
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Ph.D. (candidate) - Capella University
MS, Taxation - Bentley College
Graduate of the Naval War College
Marine Corps Command and Staff College
BS, Accounting and Economics - Babson College
(1987) |
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Services |
| Investment Types: |
Commodities, Stocks, Bonds, Mutual Funds, Alternative Investments, Real Estate, Options & Futures
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Financial Planner, Chartered Life Underwriter (CLU®), Personal Financial Specialist (PFS), Registered Financial Consultant (RFC)
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA)
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Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
50
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| Firm's Number of Planning Clients: |
30
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| Assets Managed by Firm: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-only financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
250,000
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| Compensation Methods: |
Flat Fee, Hourly, Based on Assets
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| Fee % Based on Assets: |
0.35%-1.0%
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| Prepared By: |
Michael Finer |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I am a Certified Financial Planner and a Certified Public Accountant. I have a Master of Science Degree in Taxation from Bentley College and I am a Ph.d student as well. |
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What is your approach to financial planning? |
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Our focus is on comprehensive financial planning, and we act as personal controllers to individuals and families. |
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What services do you offer? |
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Portfolio management, financial planner, wealth planning |
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Will you be the only person working with me? |
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I will be the team lead with several individuals assisting to enhance your support and experience. |
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How are you compensated? How will I pay for your services? |
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We are a fee only planner so we are compensated by a asset under management fee, a retainer, or an hourly fee. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We discuss that and that is your preference. We are happy to do it either way. |
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| Q. |
How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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Schwab Institutional and Fidelity Investments as custodians. |
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How many years of experience do you have? |
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