About Larson Financial Advisors

We are a fee-only investment advisor and use an 'advance and protect' strategy to minimize market losses during negative markets and rank and compare sectors and options to find the best trending holdings in positive markets. We are registered with the state - rather than with a firm - so that our one loyalty and commitment is to you - our client - and not to 'wall street' or special interests. Typical accounts we can manage: IRA, Roth, 401(k), individual, joint, trusts.

General Information Years of Experience in Financial Services:    32 Gender:    Male CRD#:    2026803 Work Experience:    Worked in the financial services industry since 1989. I've worked for big firms and small firms and come to the conclusion that the only way to properly serve clients is as a fiduciary, fee-based independent investment advisor. We work for YOU, and not some firm. Firm CRD#:    158618 States Licensed in:    TX, MN Name of Custodial Firm:    Charles Schwab / TD Ameritrade Number of Years with Current Firm:    24 Insurance License#:    38337 Work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations Name of Broker/Dealer:    N/A States Willing to do Business in:    Austin,Bertram,Cedar Park,Georgetown,Leander,Liberty Hill,Round Rock Advisory Services Provided:    Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting

Education Academic Background   1989 B.A. Economics - St. Olaf College

Services Investment Types:    Mutual Funds, Bonds, Stocks, Annuities, Insurance, Commodities, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) Can meet clients in the following ways:    Email, Phone, Our Office

Qualifications & Memberships Certifications, Accreditations & Designations:    CLU®, Chartered Life Underwriter (CLU®) Securities Licenses:    Series 66 Insurance and Annuity Licenses:    Long Term Care, Life, Annuity

Firm Information Assets Managed by Firm:    $60 million Assets Managed by Advisor:    $60 million Advisor's Number of Clients:    140 Advisor's Number of Managed Clients:    140 Firm's Number of Managed Clients:    140

Compliance Criminal Disclosures in Last 5 years:    Have a clean record Compliance Disclosures in Last 5 years:    Have a clean record Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes Acknowledged fiduciary:    Yes

Compensation and Fees Additional Details on Charges:    Once we understand a client's situation and the scope of services and management we'll be happy to provide a proposal with specifics on fees and service model. Compensation Methods:    Based on Assets Minimum Portfolio Size for New Managed Accounts:    $250,000 Fee Structure:    Fee-Only

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Why should I choose you as my financial advisor?

Q.	How do you charge for your services?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	What are your management fees?

Q.	What kind of plans do you specialize in?

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Q.	Do you have a customer satisfaction or refund policy?
We aim to please, so there is no contractual time requirement and any usused advisory fees are refunded if a client decides to end our business relationship.

Q.	What are your qualifications? What is your education background?
I have a B.A. in Economics, the CLU designation, and have studied investment technics and risk management from some of the industry greats.

Q.	How are you compensated? How will I pay for your services?
Fee only for investment management. this can be done via account deductions or payment via check or paypal.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Only if you wish to be involved in the details. Most of our clients grant us trading discretion so we can act quickly which usually provides better results than having to wait for an approval each time. This allows me to sell more quickly if the market starts getting volatile to attempt to preserve capital during down markets.

Q.	How many clients do you currently manage?
160

Q.	Will you be the only person working with me?
I will be your advisory contact for all investment and planning questions, then we have a dedicated service team for service requests and needs.

Q.	Do you offer any guaranteed results?
We cannot guarantee investment results. If a client wants a guaranteed return we have an insurance agency that can accomodate guaranteed/insured contracts.

Q.	How much risk should I be willing to take?
We discuss this in detail with clients to see what is appropriate for them and if we are a good fit for one another for a long term business relationship.

Q.	Have you ever been charged with any breaches?
No

Q.	What is your approach to financial planning?
Fiduciary standard; Our allegiance is only to our clients and not to any investment company or broker/dealer firm. We strive for excellence in all areas and want to dramatically enhance our clients lives in as many ways as possible.

Q.	What services do you offer?
Investment account management including 401(k), IRA, Roth, trusts, etc. Retirement planning and analysis.

Q.	Why should I choose you as my financial advisor?
Listen and understand the clients needs, wants and objectives. Keep things simple and understandable so that they can easily execute their plan.

Q.	How do you charge for your services?
Investment management is an asset based fee; financial planning or consulting is a set fee based on the service.

Q.	What services do you provide? What are your specialties?
Investment management of 401(k), IRA, Roth, trusts, etc. Our specialty is'tactical investing' - meaning, we think that buying and holding (or "pie-chart" type investing) is very risky and that better results can be achieved by trying to minimize losses during negative trending markets.

Q.	What is your experience? How many clients do you currently manage?
I have 27 years in the financial services industry - 23 of those managing money. We have approximately 160 investment management clients.

Q.	What financial institution(s) do you represent?
We have no allegiance to any investment companies - only allegiance to our clients. Our system allows us to rank and compare thousands of stocks, ETF's or mutual funds to get what we believe is the best of class for our clients.

Q.	What are your management fees?
We manage the 401(k) accounts for individual plan participants. The fee varies with account size - from 250k to $1M it is 1% annualized. For accounts over $1M fees reduce based on size.

Q.	What kind of plans do you specialize in?
Individual plan participants - "what's in your 401k?" Most people struggle to have the time, interest or expertise to manage their own money, and the 401k is usually their biggest asset - that's where we come in to handle it for them so they can focus on their other life priorities.