Business Description

Iron Horse Insurance specializes in 2-151 EE company Health Benefits, Medical, Dental, Vision, LTD, STD, 401K. We work with our clients to meet there specialized needs focusing on the client, for complete company and employee satisfaction.

Services Offered

	To request additional information please visit our To submit a request please click on the services offered below.
	Dental Insurance Agents Group Dental Insurance Group Health Insurance Health Insurance Agents

Frequently Asked Questions

Health Insurance Agents
Q.	What are your rate plans?

Q.	What is covered?

Q.	Are pre-existing conditions covered?

Q.	Can I choose my own healthcare provider?

Q.	Is there a waiting period?

Q.	Does this plan include dental coverage?

Dental Insurance Agents
Q.	What are your rate plans?

Q.	What is covered?

Q.	Are pre-existing conditions covered?

Q.	Can I choose my own dentist?

Q.	Is there a waiting period?

Group Dental Insurance
Q.	What type of dental plans do you offer?

Q.	What carrier(s) do you represent?

Group Health Insurance
Q.	What type of health plans do you offer?

Q.	What carrier(s) do you represent?

Q.	What are your rate plans?
We work with all different types of plans, from very rich PPO & HMO products to cost effective HSA's and catastrophic insurance plans

Q.	What is covered?
Depending on the plan you choose and your price preferance the coverage varies

Q.	Are pre-existing conditions covered?
It depends on the condition, Generally NO. However some pre-existing conditions may have a waiting period enforced.

Q.	Can I choose my own healthcare provider?
Yes you can choose from any number of the top Health Insurance providers.

Q.	Is there a waiting period?
There may be a waiting perid enforced on a non severe pre-existing condition.

Q.	Does this plan include dental coverage?
Generally, you can purchase Dental coverage as a seperate plan with the same carrier along with your medical plan.

Q.	What are your rate plans?
The rates depend on the plan that is right for you, we carry both HMO and PPO plans

Q.	What is covered?
Plans vary on coverage, from plans that are more suited to basic dental to more comprehensive plans

Q.	Are pre-existing conditions covered?
Generally, major dental work has a 12 month waiting period on Individual and Family Dental

Q.	Can I choose my own dentist?
If you choose a Dental HMO you can select from Dentists in the Network, with a PPO plan you can choose any dentist you like.

Q.	Is there a waiting period?
Generally, major dental work has a 12 month waiting period on Individual and Family Dental

Q.	What type of dental plans do you offer?
We offer plans from very cost effective Dental HMO's to very rich Dental PPO plans

Q.	What carrier(s) do you represent?
Delta, Humana, Metlife, Blue Shield, Blue Cross, Aetna to name a few.

Q.	What type of health plans do you offer?
We offer HMO, PPO, HSA's, Consumer Driven Health Plans, Partially Self Funded plans

Q.	What carrier(s) do you represent?
Aetna, Blue Cross, Blue Shield, Health Net, PacifiCare/United Healthcare, Kaiser.