| Advisor Profile |
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Business Description |
No two people have exactly the same financial security needs. Whether you're single or married, own a home or rent, are planning for your retirement or a child's education, whatever your needs ... I can help. I'll work with you to develop strategies that will measure up to the challenges you face today. As a licensed financial professional, I can offer you a wide variety of insurance and financial products and services to custom tailor solutions to meet your financial security needs and your budget.
With my training, expertise, and commitment to my customers, I'm confident that I can provide a level of personalized service unmatched by my peers. As your financial professional, I will work tirelessly to help you achieve your financial goals - it's my promise to you. Please call me and together we can help today's financial dreams become tomorrow's reality. |
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General Information |
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| Insurance License#: |
P082964
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| States Willing to do Business in: |
Any after I am licensed.
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| Years of Experience in Financial Services: |
3
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| Number of Years with Current Firm: |
9
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| Work Experience: |
Over 34 years working with large organizations and Fortune 500 companies setting up individual and organizational retirement plans, benefits and executive compensation plans.
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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Master of Science, Human Resources Management
Florida Institute of Technology
Bachelor of Science, Business Administration
Rollins College |
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Services |
| Investment Types: |
Annuities, Bonds, Stocks, Insurance, Mutual Funds, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Enrolled Agent (EA)
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| Securities Licenses: |
Series 7, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Variable Life, Long Term Care, Variable Annuity, Disability, Life, HMO, Health, Annuity, Accident
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA), National Association of Insurance and Financial Advisors (NAIFA)
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| Non-Financial Organization Memberships: |
Society for Human Resources Management, World At Work, Greater Miami Society for Human Resouces Management, Greater Hollywood Chamber, Greater North Miami Beach Chamber, Coral Gables Chamber
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
50,000
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| Compensation Methods: |
Commissions, Based on Assets
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| Fee % Based on Assets: |
1.25
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| Prepared By: |
Stanley Scott |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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BS in Business and MS in Human Resources Management - Series 7, 65 and 63 securities license. |
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What is your approach to financial planning? |
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A team approach that reviews you goals and priorities against you current position. Create a plan to bridge the gap. Constant review to keep things on track. |
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What services do you offer? |
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A full line of individual and business financial services. |
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Will you be the only person working with me? |
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There will be a team of professional. |
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How are you compensated? How will I pay for your services? |
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That will depend on the type of planning you are looking for. A comprehensive financial plan may or may not be fee based based on the size of the financial portfolio. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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That depends on the type of investment and whether it is fixed or variable. |
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How much risk should I be willing to take? |
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Risk is based on the individual, their risk tollerance and the time horizon. |
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Have you ever been charged with any breaches? |
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What are your rate plans? |
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I am appointed with all major carriers. |
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What is covered? |
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That depends on the plan that is right for you. |
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Can I choose my own healthcare provider? |
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That depends on the type of plan that is best for you. |
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Does this plan include dental coverage? |
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What carrier(s) do you represent? |
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Are there any pre-existing conditions that you can not cover? |
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That depends on the individual carrier. Since I am not obligated to any specific carrier I can shop the best rates for any pre-existing conditions. |
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How long does it take to complete the application and approval process? |
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From 3 to 5 weeks for approval. |
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Is there a maximum age that you can insure? |
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That depends on the carrier |
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What type of health plans do you offer? |
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I represent all major carriers and can work with fully insured or self insured plans. |
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What carrier(s) do you represent? |
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Aetna, AvMed, Humana, United Healthcare, Care Access, Coventry. |
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What services do you provide? What are your specialties? |
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Full line of services. Specialties are small to medium size business and individuals. |
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What is your experience? How many clients do you currently manage? |
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I have been working with retirment planning for over 20 years. |
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How do you charge for your services? |
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Fee Base or commission on services or a combination of the two. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I have a wealth of knowledge. My goal is to do what is in the best interest of my clients. I will get everything I want if I help enough other people get everything they want. |
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What are your qualifications? |
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Over 20 years working with retirement plans. |
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What is your approach to 401 K plan rollovers? |
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I believe in doing a financial analysis and risk tollerance analysis. |
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How long does the process of rolling over a 401K plan usually take? |
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That really depends on how quickly the current financial institution will release the funds. |
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How many years of experience do you have? |
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Over 20 years working with retirement plans. |
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What are your fees for this service? |
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That depends on the size of the rollover and the platform we use, IRA, Wrap Accounts, or Managed Accounts. |
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Why should I roll over my 401K plan to your firm? |
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I provide you with clear and factual information. |
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Do you provide a free initial consultation? |
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